Elegance Gold Visa credit card

The low-fee rewards card

  • Interest rate: 19.9%
  • Annual fee: $30
  • BONUSDOLLARSTM rewards: Up to 1% of your purchases
  • 3-Day Travel Insurance at no charge
  • Purchase Protection and Extended Warranty

The Elegance Gold Visa card is no longer available.

You may like this card

The new Bonus Visa card has no annual fee and earns you up to 2% of your purchases in bonusdollars.

Learn more about the Bonus Visa card

Credit card benefits

Additional card features

Financing and cash advances

Accord D financing

Quick and flexible financing for projects that are important to you.

Cash advances

Up to $5,000 a day, anywhere in the world.

Pay in installments

Thanks to a new option on your Desjardins Visa* credit card, you can now pay for purchases of $200 or more in smaller equal installments at participating merchants. Installment plans are interest-free if you make your minimum credit card payment on time.


Zero Liability in the event of fraud

Against fraudulent transactions made to your card.

Car rentals

Hertz discount

Up to 15% at participating Hertz locations worldwide.

Additional card

Additional card at no annual fee

You can get an additional card for your spouse or other family member for free.


Balance transfers

Transfer the outstanding balances of your credit cards from other financial institutions to your Desjardins credit card account.

Card technology

Mobile payments

Tap and pay with your smartphone. It's easy, free and secure.

Manage your account

On your computer, your smartphone or tablet

Click to Pay

Simplify your online payments.

More features

  • No transaction fees
  • 21-day grace period to pay your bill without incurring credit charges
  • Visa payWave contactless technology
  • Verified by Visa

Options to enhance this card

* Visa Int./Fédération des caisses Desjardins du Québec, licensed user.

Annual fee and fixed annual interest rate are subject to change without prior notice.

® Bonusdollars is a registered trademark of Fédération des caisses Desjardins du Québec.

  1. Discount applies only to base rate (time and distance travelled). All taxes, tax reimbursement, surcharges and optional service charges, such as refueling, as well as all other charges, are not included. CDP ID # must be used at time of reservation. 24-hour advance reservation is required. This offer is redeemable at participating Hertz Car Rental locations in Canada the USA, Europe, the Middle East and Africa (EMEA). Blackout periods may apply. Offer may not be combined with any other offer, promotion, certificate, voucher or other discount. Vehicles are subject to availability at the time of reservation and pick-up, which may vary by time and location. Rate subject to increase or additional fees may apply in the event reservation is modified, early/late vehicle pick-up or return or if vehicle is not returned to the originating rental location. Car class exclusions apply. Offer has no cash value and may not be used with special rates such as Pre-Pay, Tour, Insurance Replacement or Hourly Rental Rates. Age, driver, credit and qualifying rate restrictions for the renting location apply. Discounts applied in local currency at time of payment.
  2. Each installment must be paid in full each month. It will be added to your minimum amount due. If your minimum credit card payment isn't made on time, your card's interest rate will apply to the monthly payment.