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Insurance

Insurance included with the Classic:

  • 3-Day Travel Insurance
  • Accirance - In case of an accident

3-Day Travel Insurance

As a cardholder, you get free insurance coverage for trips of 3 days or less outside your province of residence. For longer trips, you must obtain extended coverage from the insurer. To take advantage of free insurance coverage for the first 3 days of your trip, your insurance must cover the entire duration of your trip, otherwise you will not be covered.

Coverage includes:

You, your spouse and dependent children are covered while travelling in Canada or abroad, no matter how often you travel during the year.

  • Coverage up to $5,000,000 per insured person for eligible medical care and services required, including transportation, repatriation, living expenses and dental care.
  • This coverage, offered by Desjardins Financial Security, is offered to persons age 75 or under.
  • Length of coverage: 3 days

For trips longer than 3 days, you must obtain extended coverage from the insurer. To take advantage of free insurance coverage for the first 3 days of your trip, your insurance must cover the entire duration of your trip, otherwise you will not be covered.

Get more information

Call 1-800-465-7822

For more details, see the certificate of insurance. Certain conditions and restrictions apply.

The insured parties are covered up to $500 per person against theft, damaged or delayed baggage.

This coverage, provided by Desjardins Financial Security, is automatic.

  • Applies exclusively to trips made outside your province of residence
  • Length of coverage: 3 days

For trips longer than 3 days, you must obtain extended coverage from the insurer. To take advantage of free insurance coverage for the first 3 days of your trip, your insurance must cover the entire duration of your trip, otherwise you will not be covered. Coverage may not be extended in all Canadian provinces.

Get more information

Call 1-800-465-7822

For more details, see the certificate of insurance. Certain conditions and restrictions apply.

This insurance covers trips within or outside your province of residence for their duration. You, your spouse and dependent children are covered up to $500 if the trip is cancelled prior to departure and up to $1,000 in the event of trip interruption after departure.

This coverage, offered by Desjardins Financial Security, is automatic when you use your credit card to purchase your ticket.

Coverage begins when the trip is paid. For trips longer than 3 days, you must obtain extended coverage from the insurer. To take advantage of free insurance coverage for the first 3 days of your trip, your insurance must cover the entire duration of your trip, otherwise you will not be covered.

Get more information

Call 1-800-465-7822

For more details, see the certificate of insurance. Certain conditions and restrictions apply.

No matter where you are in the world, any time of the day or night, the Travel Assistance Service is there for you!

  • A toll-free telephone service available 24 hours a day, 7 days a week in case of a medical emergency to help you find a doctor or a hospital, dispatch medical assistance, or assist you with cash advances, repatriation or the handling of formalities
  • Assistance if your tickets, identification or official documents are lost or stolen, and legal assistance

Get more information

  • See Travel Assistance Service.
  • Call 1-877-888-4873.
    Monday to Friday, 8:00 a.m. to 9:00 p.m. and Saturday, 8:30 a.m. to 4:30 p.m.

    In case of an emergency
    Canada and the U.S.: 1-800-465-6390
    Elsewhere (toll-free): 514-875-9170

Learn more
Call 1-800-465-7822 or see the Travel Insurance policy (PDF, 609 KB) - This link will open in a new window.. It contains all travel insurance conditions and exclusions. Carefully read the section on limitations for pre-existing medical conditions or injuries.

Accirance - In case of an accident

You, your spouse and dependent children can get all the benefits of Desjardins Financial Security's Accirance for 6 months, at no cost1.

Wherever you are, you'll have complementary accident insurance covering you for the following expenses:

  • hospital
  • paramedical
  • dental
  • transportation
  • accommodation expenses

You are also entitled to a benefit of up to $1,000,000 in the event of accidental death.

How to activate coverage

Once you receive your card, call 1-800-463-7832.

Get more information

Certain conditions apply. See the distribution guide and general conditions.

Useful links

Visa Desjardins Classic
Interest rate:  12.9%
Annual fee: $30
3-Day Travel Insurance

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