Odyssey Visa Infinite Privilege

Odyssey Visa Infinite Privilegecredit card

The Odyssey® Visa Infinite Privilege card is a travel credit card with a low interest rate.

Eligibility: Minimum annual income of $150,000 (personal), $200,000 (household) or assets under management of $400,000

  • BONUSDOLLARS® Rewards

    Up to 4% of your purchases

  • Interest rate

    9.9%

  • Additional card

    Free for members

    $95 a year for non-members

  • Annual fee

    $295
    for members

    $395
    for non-members

Your regular purchases earn you BONUSDOLLARS rewards

Get up to 4% in BONUSDOLLARS when you make purchases in these categories.

  • Restaurants

    4%

    of your purchases

  • Entertainment

    4%

    of your purchases

  • Public transportation

    4%

    of your purchases

  • Groceries

    3%

    of your purchases

  • Travel

    3%

    of your purchases

  • Other purchases

    1.75%

    of your purchases

Calculate your BONUSDOLLARS rewards

It pays to purchase with an Odyssey Visa Infinite Privilege card.

Here's how many BONUSDOLLARS you can earn.

Credit card benefits

Travel

  • Comprehensive travel insurance

    Get comprehensive travel insurance for up to 60 consecutive days, for you and your family.

    Learn more about travel insurance
  • Access to the Desjardins Odyssey Lounge at Montreal-Trudeau airport

    Get 12 free passes to the lounge per year, for all the cards on the account, upon presentation of your credit card. After you've used your 12 passes, you'll get 50% off the admission fee.

    Learn more about the Desjardins Odyssey Lounge
  • Concierge service

    Available 24/7, the Visa Infinite Privilege Concierge is like a personal assistant. Use it for things like planning a trip or finding tickets to an event.

    Learn more about the Visa Infinite Privilege concierge service
  • Personal attention while you're away

    Get access to airport lounges around the world with 6 free passes and other advantages at certain Canadian airports. Enjoy exclusive advantages like automatic room upgrades in hotels that are part of the Visa Infinite Luxury Hotel Collection.

    Learn more about Visa Infinite Privilege benefits

Car rentals

Financing and cash advances

Protect your purchases and property

  • Insurance for your mobile devices

    Get up to $1,000 to cover the loss, theft, accidental damage or mechanical failure of mobile devices purchased with this card.

    Learn more about insuring your mobile device
  • Purchase protection for some items and extended warranty

    Get enhanced coverage for items purchased using your credit card in case of loss or damage.

    You also get an extended warranty that triples the original manufacturer's warranty up to two additional years when you use your card to purchase most items.

    Learn more about Purchase Protection and Extended Warranty

Security

Card technology

Easy and secure online payment

Paying for your online purchases is easy with Click to Pay and get additional coverage with Verified by Visa.

Pay with your mobile device

It's so convenient to hold your device near the terminal to pay.

Learn more about mobile payments

Extras

  • No transaction fees
  • 21-day grace period to pay your bill without incurring credit charges

Apply today

Annual fee and fixed annual interest rate are subject to change with 30 days notice.

® bonusdollars and Odyssey are registered trademarks of Fédération des caisses Desjardins du Québec

  1. We reward members who manage their credit card account responsibly with 20% more bonusdollars on top of the bonusdollars earned annually
  2. You have 21 days from the date the monthly statement is issued to pay the full balance on your account without interest (except on cash advances and cheques). The minimum payment due is 5% of the total statement balance. This means the balance shown on your account statement for the previous period, any interest or monthly instalments that were not paid on the due date for that period, your regular purchases, any cash advances from the current statement period, plus the interest charged on those cash advances. This amount will also include any other amounts due under your credit card contract. Here are some examples of applicable interest charges for a standard 30-day billing cycle: If the regular annual interest rate is 9.9% and your average daily outstanding balance is $100, you'd be charged $0.81 in interest. If it's $500, you'd be charged $4.07 in interest, and if it's $1,000 you'd be charged $8.14 in interest.
  3. The goods and services cardholders request or otherwise choose to obtain through the Visa Infinite Privilege Concierge Service are provided by various third-party service providers unrelated to Visa. Visa does not endorse, review or qualify these service providers. Visa makes no representation or warranties (either express or implied) about, and assumes no responsibility or liability for these service providers or the goods and services that may be obtained through the Visa Infinite Privilege Concierge. Neither Visa nor the Issuer is responsible for any claims or damages arising from use of any benefits or services provided by a third party. Visa cannot guarantee the successful fulfillment of cardholders’ request in all instances. There is no fee for the Concierge’s services, however cardholders are responsible for the cost of any goods or services (including any related fees or costs) authorized by the cardholder and purchased by the Visa Infinite Privilege Concierge on the cardholder’s behalf. All costs will be charged directly to the cardholder’s Visa Infinite Privilege card.
  4. Cardholders must enrol for this benefit through the Visa Infinite Privilege website or through the Visa Infinite Privilege Concierge. Six lounge visits are free per membership year for the enrolled cardholder to use for themselves or for their guests. Enrolment includes access to any airport lounge that participates in the Priority Pass program. To access a lounge, cardholder must show a valid Priority Pass membership card. All additional visits beyond the complimentary visits are subject to a fee of approximately $32 US per person per visit. Applicable lounge access charges will be billed to the Visa Infinite Privilege card connected to cardholder’s Priority Pass membership. To view a full list of participating airport lounges, their facilities, opening times and restrictions, cardholders can visit visainfinite.ca/privilege. Cardholders are subject to the conditions of use of the Priority Pass program for lounges around the world, as well as the conditions of use for each participating lounge visited, which can be found at www.prioritypass.com. Full terms and conditions will be sent to the cardholder upon enrolment. Access to airport lounges is offered by Priority Pass. Neither Visa nor the card issuer are responsible for any claims or damages arising from the use of this lounge access. Visa reserves the right to cancel or modify this offer at any time and without notice.
  5. Where there is capacity.
  6. Cardholders must user their Visa Infinite Privilege card to reserve and pay for their stay at a Visa Infinite Luxury Hotel Collection property, either through the Visa Infinite Privilege Concierge or through the Visa exclusive web portal, to automatically enjoy these benefits. Visa reserves the right to cancel or modify this offer at any time and without notice. The Visa Infinite Luxury Hotel Collection benefits and services are provided by the individual hotels or their operators and suppliers; neither Visa nor the Issuer is responsible for any claims or damages arising from use of the Visa Infinite Luxury Hotel Collection. For the full terms and conditions of the program, please visit visainfinite.ca/privilege.
  7. Purchase Protection and Extended Warranty apply to most goods purchased with your card.