Insurance available with our credit cards
Credit cards
Insurance available with our credit cards
The insurance available with our credit cards will protect you from many of life's surprises: say, if you break your smartphone or take a trip.
Coverages available
Comprehensive travel insurance
This card provides you and your family with comprehensive travel insurance for up to 60 consecutive days, no matter how many trips you take during the year. Your grandchildren are also eligible for complimentary intergenerational coverage if they're travelling with you.
Help in case of emergency
Canada and the US:
1-888-465-6390
Elsewhere in the world (toll-free):
514-875-9170
Included coverage
Get coverage up to $2,500 per person if the trip is cancelled prior to departure. Coverage is unlimited if your trip is interrupted after your departure. You're automatically covered when you use your card to pay for your trip.
Claim up to $1,000 per person if your baggage is lost or damaged by a common carrier or if it is stolen. You can claim up to $500 per person if its return is delayed.
Coverage period
- Ages 59 and under: 60 days
- Ages 60 to 64: 31 days
- Ages 65 to 75: 15 days
Get help whenever you need it, anywhere in the world. Use the service if you have a medical or legal emergency, or if you lose your tickets, ID or official documents.
Get information about travel assistance
Get help in case of an emergency
Canada and the US:
1-800-465-6390
Elsewhere (toll-free):
514-875-9170
Learn more about this coverage
The travel insurance policy explains all travel insurance conditions and exclusions. Carefully read the section on limitations for pre-existing medical conditions or injuries.
See the travel insurance policy (PDF, 279 KB) (PDF, XXX KO)
By phone
Comprehensive travel insurance
This card provides you and your family with comprehensive travel insurance for up to 60 consecutive days, no matter how many trips you take during the year. Your grandchildren are also eligible for complimentary intergenerational coverage if they're travelling with you
Help in case of emergency
Canada and the US:
1-888-653-4795
Elsewhere in the world (toll-free):
514-285-4795
Included coverage
This covers for eligible medical care and services required, including transportation, repatriation, living expenses and dental care, up to $5,000,000 per person.
Coverage period
- Ages 59 and under: 60 days
- Ages 60 to 64: 31 days
- Ages 65 to 75: 15 days
If you're over age 76, call us at 1-800-465-7822.
Get coverage up to $2,500 per person if the trip is cancelled prior to departure. Coverage is unlimited if your trip is interrupted after your departure. You're automatically covered when you use your card to pay for your trip.
Claim up to $2,500 per person if your baggage is lost or damaged by a common carrier or if it is stolen. You can claim up to $1,000 per person if its return is delayed. This coverage applies to trips outside of your province. It is not available in some Canadian provinces.
Coverage period
- Ages 59 and under: 60 days
- Ages 60 to 64: 31 days
- Ages 65 to 75: 15 days
Get help whenever you need it, anywhere in the world. Use the service if you have a medical or legal emergency, or if you lose your tickets, ID or official documents.
Get information about travel assistance
Get help in case of an emergency
Canada and the US:
1-888-653-4795
Elsewhere in the world (toll-free):
514-285-4795
Learn more about this coverage
The travel insurance policy explains all travel insurance conditions and exclusions. Carefully read the section on limitations for pre-existing medical conditions or injuries.
See the travel insurance policy (PDF, 275 KB)
By phone
Insurance for your mobile devices
Get up to $1,000 to cover the loss, theft, accidental damage or mechanical failure of mobile devices purchased with this card.
2 ways to get this coverage
- Use your credit card to pay for your mobile device.
- Use your credit card to pay the full cost of your new mobile device or pay any upfront costs and all monthly wireless bill payments if funding the cost through a wireless plan.
Information and claims
Canada and the US:
1-888-409-4442
Other countries (call collect):
613-634-4993
Learn more about this coverage
Insurance for your mobile devices
Get up to $1,500 to cover the loss, theft, accidental damage or mechanical failure of mobile devices purchased with this card.
2 ways to get this coverage
- Use your credit card to pay for your mobile device.
- Use your credit card to pay the full cost of your new mobile device or pay any upfront costs and all monthly wireless bill payments if funding the cost through a wireless plan.
Information and claims
Canada and the US:
1-888-409-4442
Other countries (call collect):
613-634-4993
Learn more about this coverage
Travel insurance free for trips up to 3 days
This card covers you and your family for free for trips up to 3 days. For longer trips, you must obtain extended coverage from the insurer.
Get information or make a claim
Get help in case of an emergency
Canada and the US:
1-888-419-2495
Elsewhere (toll-free):
514-875-2495
Included coverage
Get coverage up to $500 per person if the trip is cancelled prior to departure and up to $1,000 per person in the event of trip interruption after departure. You're automatically covered when you use your card to pay for your trip. This insurance covers you on trips in or outside your province of residence.
Claim up to $500 per person if your baggage or personal effects are damaged or lost by a common carrier, if they are stolen or if their return is delayed more than 6 hours. This insurance covers you on trips in or outside your province of residence.
Get help whenever you need it, anywhere in the world. Use the service if you have a medical or legal emergency, or if you lose your tickets, ID or official documents.
Get help in case of an emergency
Canada and the US:
1-800-419-2495
Elsewhere (toll-free):
514-875-2495
Extend your insurance for trips longer than 3 days
Online
By phone
Learn more about this coverage
The travel insurance policy explains all travel insurance conditions and exclusions. Carefully read the section on limitations for pre-existing medical conditions or injuries.
See the travel insurance policy (PDF, 279 KB) (PDF, XXX KO)
By phone
Auto Rental Collision and Loss Damage Insurance
This insurance covers you for up to 48 consecutive days in the event your rental car is damaged or stolen when you pay for the total cost of the rental with your card.
Help in case of an accident
Canada and the US:
1-888-409-4442
Elsewhere in the world:
613-634-4993
Information and claims
Canada and the US:
1-888-409-4442
Other countries (call collect):
613-634-4993
Learn more about this coverage
Purchase Protection and Extended Warranty
Our cards also offer purchase protection for most items purchased with your credit card in case of loss, damage or theft, as well as an extended warranty.
Emergency Health Care, Baggage and Trip Cancellation insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. An insurance policy specifying all terms and conditions will be provided upon enrolment for the card. If you'll be taking a longer trip, you must take out extended coverage with the same insurer to get your free days of coverage. Some conditions and restrictions apply.
- Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant Inc. Details of your insurance coverage, including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided with your card.
- Coverage applies to cardholders, their spouse and dependent children.
- This coverage is offered by Desjardins Financial Security and applies to people ages 75 and under