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Desjardins BONUSDOLLARS Rewards Program


Earn BONUSDOLLARS® on all your purchases and redeem them for:

  • travel
  • rewards and gift cards
  • show tickets
  • Desjardins financial products and services
  • donations to non-profit organizations


Earn BONUSDOLLARS on all purchases charged to your Desjardins credit card.

Percentage of accumulation by Visa Desjardins card
Desjardins card % accumulated
Elegance® Gold 1% of your purchases in BONUSDOLLARS
Modulo® Gold 1% of your purchases in BONUSDOLLARS
Odyssey® Gold 1% of your purchases in BONUSDOLLARS
Prestige Platinum 1.5% of your purchases in BONUSDOLLARS

How to collect BONUSDOLLARS more quickly

  1. By charging all your recurring expenses (groceries, pharmacy, gas, etc.) to your credit card
  2. By authorizing your service providers to charge a preauthorized amount to your credit card (phone, subscriptions, insurance, etc.)
  3. By adding your spouse as a joint cardholder, thereby consolidating your family expenses on the same card

Did you know?
1 BONUSDOLLAR is equivalent to 1 Canadian dollar


You must use a minimum of 20 BONUSDOLLARS.

You decide when and where you want to go with your BONUSDOLLARS. They never expire and you can use them to pay for all or part of your trip1.

No restrictions on:

  • destination
  • timeframe
  • transportation (plane, train, rental car, etc.)
  • accommodation (hotel, tourist lodge, inn, etc.)

You can even redeem your BONUSDOLLARS for public transit passes (commuter train, bus, subway).


  1. Charge your travel expenses to your Desjardins credit card1.
  2. Redeem your BONUSDOLLARS2.

1. Exclusive to cardholders of Visa Elegance® Gold, Modulo® Gold, Odyssey® Gold, Affinity Gold and Prestige Platinum cards.

2. BONUSDOLLARS used to purchase a trip will be deducted from the accrued balance at the time of redemption. They do not earn additional BONUSDOLLARS. Minimum redemption of 20 BONUSDOLLARS.

The Desjardins BONUSDOLLARS Rewards catalogue features a varied selection of over 900 rewards and gift cards.

See the BONUSDOLLARS Rewards catalogue

Payment options

  • Pay with BONUSDOLLARS only.
  • Use both BONUSDOLLARS and a payment charged to your Desjardins credit card account3.
  • Charge the entire reward amount to your Desjardins credit card account.

3. For phone orders, half the purchase must be made with BONUSDOLLARS and the other half must be charged to your credit card account. More flexible combinations for online orders.

Is stepping out on the town, catching a show or going to a concert your scene?

Use your BONUSDOLLARS to pay for tickets to shows, concerts, the theatre or to tourist attractions and museums4.

Simply pay for the tickets with your Desjardins credit card and then redeem your BONUSDOLLARS5.

4. Excluding the following entertainment categories: amusement parks, circuses, carnivals, water parks, zoos and movie theatres.

5. You must use a minimum of 20 BONUSDOLLARS.

Reinvest your BONUSDOLLARS6 in Desjardins financial products and services.

  • Investments (RRSP, term savings, investment funds, etc.)
  • Financing (personal loan, mortgage, etc.)
  • Insurance7 (home, car, travel, life, etc.)
  • Service charges (personal chequing, regular savings and term savings accounts)

6. You must use a minimum of 20 BONUSDOLLARS.

7. Insurance services available to Quebec residents only.

With the BONUSDOLLARS Rewards Program, you can now use your BONUSDOLLARS8 to make donations to non-profit organizations.

The following non-profit organizations are eligible for BONUSDOLLARS donations:

  • Desjardins Foundation
  • Planetair
  • Équiterre
  • Sainte-Justine UHC Foundation
  • David Suzuki Foundation
  • Canadian Red Cross
  • Foundation of Quebec Chartered Professional Accountants
  • Opération Enfant Soleil
  • Canadian Red Cross - Typhoon Haiyan in the Philippines
  • Canadian Red Cross - Lac-Mégantic
  • Canadian Red Cross, Quebec - Emergency aid for fire victims
  • Canadian Cancer Society

8. Fixed contribution of 40 BONUSDOLLARS.

® BONUSDOLLARS, Elegance, Modulo, and Odyssey are registered trademarks of Fédération des caisses Desjardins du Québec.