Accord D financing

Quick and flexible financing

Financing is available on your Desjardins credit card in the form of a second credit limit.

  • Interest rate: fixed based on the amount, credit history and term. See current rates
  • Terms: 6 months to 10 years (based on amount).
  • Payment schedule: monthly (according to the billing period of the Desjardins credit card account statement) with option of paying off your loan in part or in full with no prepayment penalties.
  • Amounts up to $50,000 may also be available to you.
  • Financing is deposited automatically in your Personal Chequing Account (PCA) at the caisse.
  • Also available at over 10,000 retailers: Accord D in-store financing

Exclusive Member Advantage

Calculate your Accord D financing payments

Calculate your Accord D financing payments

Financing features you'll like the most


Available within a few minutes1.


On AccèsD Internet, by phone and at your caisse.


Can be paid back over a period of 6 to 120 months.


Apply for financing on AccèsD Internet 24/7, by phone at 1-800-CAISSES or at your caisse.


  • Depending on the loan amount, you can make payments over a period of 6 to 120 months.
  • Second credit limit on your Desjardins credit card. It doesn't affect your current credit limit.


  • Payments in equal monthly instalments, included in the minimum amount due on your Desjardins credit card.
  • No prepayment penalties: pay off your loan whenever you want, in part or in full, without being charged extra fees.

Learn more about payment methods.

To better understand your monthly account statement, see Your statement explained.

Exclusive Advantage For Members

Accord D financing cash advances are automatically deposited to your caisse account, and:

  • allows you to put plans into action or cover unforeseen expenses
  • is available 24/7 on AccèsD Internet
  • is also available by calling 1-800-CAISSES (1-800-224-7737) and at the caisse

See all member advantages for individuals - Financial products and services.

  1. During business hours of the Desjardins Card Services credit department.