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Motorcycle insurance

Details

We think of everything by offering you the right coverage for your motorcycle too!

  • Take advantage of motorcycle coverage tailored to your individual situation and needs
  • With multi-vehicle savings, you get 10% off your motorcycle insurance if you also insure your car with us or if you insure more than one recreational or leisure vehicle.

The multi-vehicle discount applies to the following recreational vehicles: motorcycles, snowmobiles, all-terrain vehicles, mopeds, motorhomes, house trailers, camping trailers, truck campers, and road trailers.

Coverage

Standard coverage

Tailor your motorcycle insurance to get the coverage you really need.

This mandatory coverage protects you in the event of property damage or bodily injury caused to others in an accident. We recommend you choose at least $1 million in liability coverage.

Cover your motorcycle in the event of a collision or upset.

Cover your vehicle against non-collision risks such as theft, vandalism or fire.

Optional coverage 

Personalize your motorcycle insurance with our optional coverage.

Protect the value of your motorcycle

The Value Plus Option protects your new or used motorcycle against depreciation for up to 5 years.

If your vehicle is stolen and not recovered or is written off in an accident, you'll receive compensation equivalent to the price you paid for the vehicle, increased by an annual percentage.

If your vehicle is damaged, the damaged parts will be repaired or replaced with new parts, with no deduction for depreciation.

™Value Plus Option is a trademark of Desjardins General Insurance Group Inc.

Avoid extra transportation costs following an accident

This coverage reimburses you for the cost of renting a replacement vehicle or taking a taxi or public transit when your vehicle is stolen or no longer functional following an accident covered by your insurance policy. If the loss occurs during a trip, this endorsement will also cover certain expenses, such as the additional cost of meals and accommodation.

This coverage is included in the Trouble-Free Option®.

In context

At 10:30 on Friday night, Sam and Julie were heading home from the movie theatre. Just a few streets away from their house, they hit another vehicle. Fortunately, no one was injured, but their motorcycle was severely damaged and could not be driven without being repaired.

No problem! When insuring their motorcycle, Sam and Julie added Travel costs (broad form) coverage so that their policy would cover the cost of renting a replacement vehicle.

Full details regarding coverage and exclusions can be found in the insurance policy, which always prevails. Some conditions, limitations and exclusions may apply.

® Trouble-Free Option is a registered trademark of Desjardins General Insurance Group Inc.

Desjardins insurance is a registered trademark of Desjardins General Insurance Group Inc.

Advantages

Why choose Desjardins Insurance for your motorcycle insurance

  • We’re one of the biggest general insurers in Quebec
  • We offer a multi-vehicle savings, so you can save even more
  • Our high business volume means you get competitive rates for your motorcycle insurance
  • With coverage tailored to your favourite activities, you only pay for what you need
  • You can modify your insurance online or with AccèsD in a secure Web environment
  • We’re available at your caisse, by phone, online or on your mobile
  • Our claims service is available 24/7
  • Expertise and ready advice—you're in good hands with our helpful customer service agents

Some conditions, limitations and exclusions may apply. Full detail regarding coverage and exclusions can be found in the insurance policy, which always prevails.

The multi-vehicle discount applies to the following recreational vehicles: motorcycles, snowmobiles, all-terrain vehicles, mopeds, motorhomes, house trailers, camping trailers, truck campers, and road trailers.

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