Term life insurance

The most affordable and flexible coverage

  • Modify your coverage at any time without having to provide proof of good health
  • Rest easy knowing your premiums will never go up
  • Ensure your loved ones have access to tax-free funds in case of your death
Get this product - the most affordable and flexible coverage.

Why choose Desjardins?


Can be converted into permanent coverage without having to provide proof of good health

Multi-coverage discount

Get a competitive rate by combining 2 or more eligible coverage options in the same policy

How does it work?

  • It has budget-friendly options to cover all your short- and medium-term needs.
  • There’s a wide variety of coverage durations to choose from. Whether you’ve just started working, care for your kids full-time or are an established professional, you can find a policy that works for you.
  • You can renew your policy at the end of the term without having to provide new medical documents.
  • When you die, your loved ones will receive a tax-free lump-sum payment.


You can be covered until age 65 or 85.

Set premium

Choose what works best for you (for 10, 20 or 30 years, or until age 65).

Additional coverage

  • Accident: In case of an accident, you and your children are covered.
  • Disability: If you’re unable to work because of a disability, we’ll pay your premiums for up to 5 months.
  • As a couple: You can take out a joint policy.

You and your loved ones always have access to our complimentary assistance services, whether you’re looking for general information or need help getting through a difficult time:

  • A health and well-being platform with reliable resources to help you make informed decisions
  • 24/7 phone assistance services

Did you know?

You can insure your children—even if they haven’t been born yet! They’ll be covered for their entire lives, no matter what happens to their health.

Client services

Assistance services

To find out more about the services included with your coverage

1-877-506-8392 This link will launch your default phone software. (available 24/7)

Health & Well-being Platform External link. Opens in a new window. (if available with your coverage)

Get this product

Make an appointment with a representative today. They’ll assess your financial needs and recommend a solution best-suited to your priorities.

Fill out the form External link. Opens in a new window.

1-866-838-7661 This link will launch your default phone software.

This coverage is a product of Desjardins Insurance distributed in Quebec through financial security advisors employed by Desjardins Financial Security, Financial Services Firm. Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company.