Term life insurance

The most affordable and flexible coverage

  • Flexible

    Convert your term insurance into permanent coverage without providing proof of good health

  • Transparent

    Take advantage of a set premium that’s guaranteed for the duration of your coverage.

  • Simple

    Ensure your loved ones receive a tax-free benefit in case of your death

Why choose Desjardins?

Flexibility

Can be converted into permanent coverage without having to provide proof of good health

Multi-coverage discount

Get a competitive rate by combining 2 or more eligible coverage options in the same policy

How does it work?

  • It has budget-friendly options to cover all your short- and medium-term needs.
  • There’s a wide variety of coverage durations to choose from. Whether you’ve just started working, care for your kids full-time or are an established professional, you can find a policy that works for you.
  • You can renew your policy at the end of the term without having to provide new medical documents.
  • When you die, your loved ones will receive a tax-free lump-sum payment.

Duration

You can be covered until age 65 or 85.

Set premium

Choose what works best for you (for 10, 20 or 30 years, or until age 65).

Additional coverage

  • Accident: In case of an accident, you and your children are covered.
  • Disability: If you’re unable to work because of a disability, we’ll pay your premiums for up to 5 months.
  • As a couple: You can take out a joint policy.

You and your loved ones always have access to our complimentary assistance services, whether you’re looking for general information or need help getting through a difficult time:

  • A health and well-being platform with reliable resources to help you make informed decisions
  • 24/7 phone assistance services

Did you know?

You can insure your children—even if they haven’t been born yet! They’ll be covered for their entire lives, no matter what happens to their health.

Client services

Assess your coverage needs

Find the insurance amount that’s right for you by assessing your coverage needs—in person or online!

Meet with an advisor - External link. Opens in a new window. Assess online External link. Opens in a new window.

1-866-838-7661 This link will launch your default phone software.

This coverage is a product of Desjardins Insurance distributed in Quebec through financial security advisors employed by Desjardins Financial Security, Financial Services Firm. Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company.