Permanent life insurance
You’ll be covered for the rest of your life
- Opt for the most cost-effective long-term solution
- Take advantage of a set premium that’s guaranteed as long as the coverage is in force
- Choose from different payment periods
Why choose Desjardins?
How does it work?
- You’ll be covered for the rest of your life, even if your health changes.
- When you die, your loved ones will receive a tax-free lump-sum payment.
- Leave more for your family, including funds to help pay for your final expenses.
Set premium
Choose what works best for you (for 10, 15 or 20 years, or until age 65 or 100).
Policy duration
Lifetime coverage.
Additional coverage
Choose how you want to use your dividends:
- Health: Add a coverage option that will pay you an advance in the event of a covered critical illness or surgery.
- Independence: With long-term care coverage, receive a tax-free monthly benefit to help you access care when you really need it.
- Accident: In case of an accident, you and your children are covered.
- As a couple: You can take out a joint policy.
You and your loved ones always have access to our complimentary assistance services, whether you’re looking for general information or need help getting through a difficult time:
- A health and well-being platform with reliable resources to help you make informed decisions
- 24/7 phone assistance services
Did you know?
If you decide to reduce or cancel your coverage, you can get back a significant portion of your investment!
Client services
For information about your contract or to change your address
1-888-558-5525 This link will launch your default phone software.
Assistance services
To find out more about the services included with your coverage
1-877-506-8392 This link will launch your default phone software. (available 24/7)
Health & Well-being Platform External link. Opens in a new window. (if available with your coverage)
Get this product
Make an appointment with a representative today. They’ll assess your financial needs and recommend a solution best-suited to your priorities.
Fill out the form External link. Opens in a new window.
1-866-838-7661 This link will launch your default phone software.
This coverage is a product of Desjardins Insurance distributed in Quebec through financial security advisors employed by Desjardins Financial Security, Financial Services Firm. Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company.