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You are here: Home > Personal > Insurance > Life and health insurance > Health and disability insurance > Long-term care insurance > Vision Independent Lifestyle Solution

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Vision Independent Lifestyle Solution

  • The tax-free monthly benefit helps you cover expenses related to a loss of independence
  • Reimbursement of the costs of an enduring power of attorney (also known as a mandate in case of incapacity in Quebec), up to $100
  • A benefit is paid in the event of accidental fracture, dismemberment, loss of use or death
  • No receipts required: A benefit you can use however you want
  • A premium reduction of 10% if you and your spouse both take out the coverage at the same time


Vision Independent Lifestyle Solution is right for you if you want to be able to make your own choices for as long as possible. This coverage gives you the financial freedom to decide what's best for you if you start to lose your independence, so you won't become a burden on your loved ones.


Ages 18 to 80

Coverage period



Monthly benefit period

2 years, 5 years, or for life

Monthly benefit amount

A financial security advisor1 will help you choose the amount that's right for you, from $1,000 to $5,000

Waiting period

30, 90 or 180 days


Option to adjust the monthly benefit based on the Consumer Price Index


Based on the benefit amount selected and your personal situation (age, sex, smoking habits, state of health, etc.)

Enduring power of attorney (mandate in case of incapacity)

Covers the cost of setting up an enduring power of attorney, up to $100

Accident coverage

A lump-sum payment in case of:

  • Dismemberment or loss of use of a limb (up to $500,000)
  • Fracture (up to $7,500)
  • Accidental death (up to $50,000 )


Personalized support and assistance services

This coverage is a product of Desjardins Insurance. In Ontario, it's distributed through life and health insurance representatives employed by Desjardins Insurance, and in Quebec, it's distributed through financial security advisors employed by Desjardins Financial Security, Financial Services Firm. Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company.

This web page is for information purposes only. Only the policy and insurance application will be used to settle legal disputes. Some exclusions and restrictions apply.

1. In Ontario, this refers to a life and health insurance representative employed by Desjardins Insurance. In Quebec, this refers to a financial security advisor employed by Desjardins Financial Security, Financial Services Firm and assigned to a Desjardins caisse.

Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company.