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Vision Healthcare Coverage

  • Combinations available:
    • Hospital and paramedical care
    • Hospital and paramedical care plus prescription drugs
    • Hospital, paramedical and dental care plus prescription drugs
  • Reimbursement of expenses from 80% to 100%, depending on the combination you choose
  • Coverage that's right for you if you don't have group insurance

Features

A financial security advisor1 will help you choose the combination that's right for you.

  Hospital and paramedical care Prescription drugs Dental care
Eligibility Ages 18 to 75 Ages 18 to 60 Ages 18 to 60
Coverage period Lifetime To age 65 To age 65
Reimbursement
  • 100% of expenses incurred for a semi-private room
  • 80% of the first $500 of eligible paramedical expenses, then 100% of expenses up to the annual limit
  • 100% of eligible expenses not covered by Quebec's basic prescription drug insurance plan
  • Annual maximum reimbursement of $10,000 per insured
  • 100% of expenses for preventive care, with no deductible
  • 80% of expenses for basic care and minor restorative
Eligible expenses and deductible
  • Care provided by professionals like a physiotherapist, chiropractor, acupuncturist, etc.
  • Services: x-rays, home nursing care, etc.
  • Appliances and devices: prosthetics, orthotics, orthopedic shoes, hearing aids, etc.
  • The deductible for Quebec's basic prescription drug insurance plan is not reimbursed
  • $50 deductible for a single insured and $100 in all other cases
Travel Insurance Covers eligible expenses for up to the first 30 days of a trip outside your home province
Type of coverage Individual, family, single-parent or couple
Cost Based on age, sex, number of insureds and home province
Other Lets you:
Assistance services Provides access to several Guide, Protect and Support Program assistance services at no extra charge:

This coverage is a product of Desjardins Insurance. In Ontario, it's distributed through life and health insurance representatives employed by Desjardins Insurance, and in Quebec, it's distributed through financial security advisors employed by Desjardins Financial Security, Financial Services Firm. Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company.

This web page is for information purposes only. Only the policy and insurance application will be used to settle legal disputes. Some exclusions and restrictions apply.

1. In Ontario, this refers to a life and health insurance representative employed by Desjardins Insurance. In Quebec, this refers to a financial security advisor employed by Desjardins Financial Security, Financial Services Firm and assigned to a Desjardins caisse.

Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company.

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