Critical illness insurance
So you can receive a tax-free payment to help you focus on your recovery
- Access new technologies and experimental drugs
- Cover unexpected costs for you or your kids (e.g., a private hospital room or drugs not covered by your provincial plan or group insurance)
- Allows your spouse to take time off to be with you while you’re receiving treatment
Why choose Desjardins?
How does it work?
- If you’re diagnosed with one of the covered illnesses or require surgery or long-term care, you’ll receive a benefit you can use however you want
- After the diagnosis, you’ll be paid the tax-free benefit immediately—no waiting period applies
- Get coverage for each of your children for 26 covered illnesses and up to 6 childhood diseases so you can take time off to be with them while they’re receiving treatment
Long-term care
If you’re unable to care for yourself, you’ll be paid a tax-free benefit to help you focus on your recovery.
Healthy children
If you don’t submit a claim by the time your premiums have been fully paid, you can receive a premium refund or transfer the coverage to a child, without additional fees.
Additional coverage
- Premature death: Your loved ones will be paid 100% of the premiums paid or 25% of your coverage amount, whichever is higher
- Good health: If you remain healthy, you’ll receive up to 100% of what you’ve already paid
- Enhanced coverage for children: You can cover your children for certain additional childhood diseases
- Accident: In case of an accident, you and your children are covered
- Disability: If you’re unable to work because of a disability, we’ll pay your premiums for up to 5 months
You and your loved ones always have access to our complimentary assistance services, whether you’re looking for general information or need help getting through a difficult time:
- A health and well-being platform with reliable resources to help you make informed decisions
- 24/7 phone assistance services
- Psychological counselling, as well as support from a health assistance team during recovery
- Leading medical specialists from world-renowned institutions such as the Mayo Clinic who will provide an expert second opinion on the diagnosis and treatment plan (by Best Doctors®)
Did you know?
You’ll receive your benefit even if you were diagnosed outside of Canada!
Client services
For information about your contract or to change your address
1-888-558-5525 This link will launch your default phone software.
Get this product
Make an appointment with a representative today. They’ll assess your financial needs and recommend a solution best-suited to your priorities.
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1-866-838-7661 This link will launch your default phone software.
This coverage is a product of Desjardins Insurance distributed in Quebec through financial security advisors employed by Desjardins Financial Security, Financial Services Firm. Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company.