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Saving money on your taxes

You're planning your retirement

Shelter your hard-earned money with investments with tax benefits.

Learn more - Paying less taxes

You're enjoying your retirement

Even in retirement you can lighten your tax burden.

Learn more - Paying less taxes

File your income taxes online

Each year, all tax payers must file their incomes taxes no later than April 30.

Desjardins recommends that you use software applications - External link. This link will open in a new window. that are authorized by the Revenu Québec. View the list of authorized software and visit their websites to use these income tax products or online solutions to complete and send your tax returns1.

Pay your taxes or receive tax refunds online

Pay your taxes on AccèsD

Are you already an AccèsD Internet user? Use the Pay bills feature in the left-hand menu, and then click on Manage your bill file to add the following organizations to your bill file:

  • Revenue Canada (CRA) – Income tax payment
  • Revenu Québec – Income tax payment

Receive your tax refunds by direct deposit

Avoid the possibility of loss, theft or delays and have your tax refund directly deposited into your account2. Funds are available as of the date of deposit.

To sign up to have your tax refund directly deposited to your account, visit the Revenu Québec - External link. This link will open in a new window. and Canada Revenue Agency - External link. This link will open in a new window. websites. You can also sign up for direct deposit on AccèsD Internet.

How much income tax are you paying?

Use these tax tables, created by Desjardins, to find out how much federal and provincial income tax you pay according to your income level and the tax rate that applies to dividends added to your regular income (marginal rate).

Tax tables may change if a new budget is introduced.

Personal tax tables

Quebec: Ontario:

1. Limitation of liability.
Desjardins is not responsible for the establishment or processing of service charges, site or software performance, or the completion or accuracy of tax returns.

2. Available only to Quebec residents.