Saving for your retirement
- RRSPs, TFSAs and IPPs
- Guaranteed investment products
- Funds and investment solutions
- Portfolio management services
- Borrowing to invest
Guaranteed investment products
Worry-free: your money is 100% guaranteed
A variety of formulas and terms.
- Capital 100% guaranteed
- Short-, medium- or long-term investment
- Set maturity date or term
- A variety of interest payment options
- Pre-established interest rates
- Eligible for TFSAs, RRSPs and other retirement savings plans
Entitles you to potential member dividendss from your caisse.
With the double return potential 1 of Desjardins market-linked guaranteed investment, you can reach for your share of market growth without risk.
- Capital 100% guaranteed at maturity 1
- Covered by deposit insurance (FAQ)
- Wide range of products with guaranteed returns, known at purchase
- Variable returns option linked to market growth 1
- Protection against exchange rate fluctuations
- Terms: 3 years, 5 years
- Eligible for registered plans (TFSA, RRSP, FTA, LIRA, locked-in RRSP, RRIF, LIF and RDSP) and non-registered plans
- Stable monthly income option 2
- Redeemable or convertible 3
- Entitles you to potential member dividends
- Variable return may be nil at maturity. Some investments offer a guaranteed annual return.
- For portfolios with an income option, a portion of the capital is returned as monthly income. The balance is returned at maturity.
- Redeemable or convertible once a year, after the 3rd year, during prescribed periods and in compliance with terms stipulated in the purchase agreement. Redemption or conversion value may be less than the capital invested. Conversion value is greater than redemption value because members continue to hold a Desjardins market-linked guaranteed investment.