Saving for your retirement

Attractive rate and flexible repayment terms.

• Fixed or variable rate, lower than the rate on a personal loan
• You can switch from a variable rate to a fixed rate, and vice-versa, at any time
• 1 to 5 year terms
• Weekly, bi-weekly or monthly payment schedule

Learn more - RRSP Loan

Contribute using a second, separate credit limit on your Visa Desjardins card.

• Available in just a few minutes.
• Second credit limit on a Visa Desjardins card is separate from your current transaction limit.
• The interest rate is different from the credit card rate; it is equivalent to the rate for an RRSP loan if you invest the cash advance in a Desjardins investment vehicle.

The real cost of this financing is offset by your income tax savings and by the investment income that accumulates tax free.

Learn more - Accord D RRSP financing"

For the seasoned investor.

• Variable interest rate based on loan amount and other criteria.
• Minimum of $25,000.
• Loan payment frequency: weekly or monthly.
• Pay off your loan whenever you want, in part or in full, without being charged extra fees.

Create a customized plan with your financial planner, who will provide information about the advantages and drawbacks of leveraging, anticipated returns on investments, your tax rate and repayment terms.

Learn more - Investor Strategic Line of Credit

Maximize your contribution!

• Minimum $25,000 mortgage-secured line of credit
• Allows you to borrow up to 80% of the market value of your property
• Easy to use and flexible
• Can be used to manage all your credit needs

Learn more - Versatile Line of Credit - A home equity line of credit