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Paying less taxes

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Tax advantaged investments

For those who contribute the maximum to their RRSPs and TFSAs

  • Offers an advantageous tax credit and potential for long-term returns.
  • Individual members and non-members of a Desjardins caisse residing in Quebec as at December 31 of the taxation year for which the tax credit is being claimed are eligible.
  • Maximum annual investment: $3,000.
  • Shares are exclusive to Desjardins1.

Learn more - Capital régional et coopératif

  1. Though Desjardins Group promotes Capital régional et coopératif Desjardins, it does not hold any shares.

Savings portion: investment income is tax-free.

  • Significant and immediate increase in the value of the inheritance you leave behind
  • Insurance coverage and tax-free investment with minimum guaranteed interest

Universal life insurance is designed to make sure you're covered for as long as you need, and lets you invest tax-free at the same time.

This type of insurance is for you if:

  • You want to leave a sizeable inheritance to your loved ones
  • You've maxed out your RRSP contributions

Learn more - Universal life insurance

Transfers between non-registered portfolios: deferred taxation.

  • Maximize the tax-efficiency of your assets
  • Allows you to benefit from a sophisticated investment solution that transitions along with you through your working years into retirement
  • Nationally and internationally recognized fund manager-partners

Learn more - Chorus II Portfolios