Using your retirement savings

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Deposit any surplus income from a registered retirement income fund (RRIF).

TFSA - Make tax-free withdrawals

A TFSA is a registered savings plan that allows you to:

  • save or invest tax-free
  • save up money to carry out your plans
  • cover unexpected expenses (rainy day fund)
  • get tax-free investment income
  • make non-taxable withdrawals