Using your retirement savings

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Minimum return with no financial risk

Annuities - Guaranteed regular fixed income

Life annuity or annuity certain

  • Transform your registered or non-registered savings into regular income for a set period of time or until death
  • Current interest rate at the time annuity is taken out
  • Index option where income payment amounts can be adjusted annually

You must convert your RRSP into an annuity no later than December 31 of the year you turn 71.