Renewing your mortgage with Desjardins

An opportunity to plan for short- and medium-term projects

When you renew your mortgage, it's an opportune time to reflect on all of your credit choices and strategies.

Mortgage financing is constantly changing. At Desjardins, we ensure we always offer the most innovative products that best meet our members' needs.

Desjardins, an expert eye on your wealth

Did you buy your home several years ago and now it's grown in value? Your home equity is a new financing solution that allows you to save on interest charges, which is helpful as you complete your projects.

Take advantage of the fact that you're renewing your mortgage to finance your future projects with a Versatile Line of Credit. Manage all of your loans better with the Loan Portfolio Management Program.

The Versatile Line of Credit, a sensible choice to:

  • save on interest charges
  • make home renovations
  • finance your children's education
  • invest in a retirement plan
  • replace a car that no longer suits your needs

The Reduce your debt interest charges using your home equity tool lets you see how you can use a Versatile Line of Credit to minimize the interest charges on your loans by using your home equity. The money you save can be used to achieve your goals.

Renew your mortgage with Desjardins with the confidence that you are getting a made-to-measure lending solution that takes into account your credit needs and borrowing profile.

Reorganize your loans

Saving is important, whether it's for carrying out projects or meeting unexpected expenses without compromising your financial stability. But that doesn't mean it's easy.

With perseverance and sound saving tools, you can set enough money aside to be able to carry out projects without having to go into debt each time.

Combine your existing loans (personal loans, student loans, credit cards, lines of credit) in a Versatile Line of Credit. In addition to simplifying your life, you'll reduce your interest charges and have extra cash in your monthly budget.

You can use this extra cash to save towards other projects: your children's education, leisure activities, retirement, etc.

Several savings options with the Versatile Line of Credit