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Insure your home and protect your family

Your house is probably the biggest investment you'll ever make. Get the right property insurance to protect your home and belongings against fire, theft, water damage and other risk. All our insurance packages come with basic protection, and you can add more coverage adapted your specific needs.

Our home insurance coverage

All-risk coverage

With all-risk protection from Desjardins Insurance, you're covered against most accidents that could damage your property, such as:

  • Fire, theft and vandalism
  • Wind or hail damage
  • Water damage caused by a household appliance or broken pipe
  • Falling objects
  • A vehicle hitting your house
  • Other accidents, such as a paint spill that damages the floor or an object hitting and breaking a window

This protection covers both your residence and detached private structures like garages and sheds.


Liability coverage is essential—it protects you if you accidentally injure someone else or damage their property. Take the following scenarios:

  • • Your deep fryer catches fire and the flames spread to your next-door neighbour's house
  • • A visitor slips on some ice on your front porch, is injured and needs to take time off work

Liability insurance also covers your defense fees if a lawsuit is filed against you for bodily injury or property damage caused to another person.

Additional coverage

Do you have a pool, hot tub or sauna? Worried about sewer backup or fuel oil leaks? With our additional coverage, you get the protection you need for your home.

Save on your premium

Home insurance is an expense that every homeowner has to think about. Here are some ways you can save on your premium with Desjardins Insurance:

  • Insure your car and home with us (save 10%)
  • Be claim-free (save up to 15%)
  • Protect your home with a centrally monitored alarm system (save up to 15%)
  • Install a water damage detection system (save up to 10%)
  • Get your home LEED certified (save 10%)

Learn more about home insurance

The text on this page is provided for information purposes only. Full details regarding coverage and exclusions can be found in the insurance policy, which always prevails. Some conditions, limitations and exclusions may apply.