Buying a home
Buying a home
Planning on buying a home in the near future? It's an important decision with many considerations. That's why it's important to be well prepared.
Key features
Get a mortgage rate
starting at
2.04%
Rest easy with Loan Insurance
Make sure your loans get paid off in the event of death or disability.
Homebuyer's guide
Take the time to read our step-by-step homebuyer's tips. It contains all the essentials to help you throughout the process.
- Step 1 Drawing up your budget and assessing your finances
- Step 2 Establishing your home selection criteria
- Step 3 Making a purchase offer
- Step 4 Arranging your mortgage and insurance
- Step 5 Signing the deed of conveyance and becoming a homeowner
See our Homebuyer's Guide (PDF, 1.5 MB)
Additional information for homebuyers
- Addresses See a list of major home-related organizations.
- Glossary of mortgage-related terms Not sure what a word means? Our glossary contains definitions of mortgage-related terms.
- Future homeowner's checklist Go through this list to make sure you don't forget anything before you move.
Online tools
My First Home on AccèsD
Thinking about buying a home?
Log in to AccèsD or the mobile app. Go to the Home section and we'll guide you through the process.
New online mortgage pre-approval
Apply for a mortgage pre-approval online in just 5 minutes and receive an instant response.
Steps
- Find out your recommended price range and maximum purchase price.
- Compare the costs of your favourite properties.
- Get pre-approved online.
- Make a purchase offer.
- Get home and mortgage insurance quotes.
- Finalize the sale.
- Get ready to move.
- Certain conditions apply. Offer conditional upon credit approval. This offer may be changed or revoked at any time without notice. Depending on the mortgage loan you choose, the rate or rate spread is guaranteed until June 30, 2021. The rate guarantee becomes effective when the application is approved by Desjardins.