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- Caisses Desjardins de l'Ontario
Produits et services offerts par les caisses populaires de l'Ontario : produits d'épargne, de placement et de financement et courtage de plein exercice (VMD). Accès aux services transactionnels dont AccèsD, AccèsD Affaires et Disnat et aux demandes en ligne des produits et services financiers de Desjardins.
- UNI Coopération financière
Ce site présente la gamme de produits et services financiers offerts par l'UNI Coopération financière à la communauté francophone du Nouveau-Brunswick.
- Épargne et placements Centre Financier Desjardins
Unité d'affaires du Mouvement Desjardins offrant un service-conseil à distance en épargne et placements dans l'ensemble du Canada
- Assurances de personnes Desjardins Sécurité
financière
(secteur d'affaires du Mouvement Desjardins)
Produits et services d'assurance individuelle et collective de personnes (assurances voyage, vie, santé et invalidité, accident, crédit)
- Cartes de crédit Desjardins
Les cartes Desjardins sont la solution en matière de paiement et financement. Une gestion facilement accessible par AccèsD Internet.
- Desjardins Assurances générales
(secteur d'affaires du Mouvement Desjardins)
Produits d'assurance automobile, habitation et véhicules récréatifs pour particuliers
- Desjardins Bank (États-Unis)
Gamme de services financiers offerte par les 3 succursales de la Desjardins Bank en Floride aux membres des caisses Desjardins qui voyagent en Floride et partout aux États-Unis
- Courtage de plein exercice Valeurs mobilières Desjardins
Firme de courtage du Mouvement Desjardins
- Courtage en ligne Disnat
Division de courtage en ligne des Valeurs mobilières Desjardins (VMD)
- Fonds Desjardins
Fonds communs de placement et fonds négociés en bourse (FNB)
- Gestion de la paie
- Marché des capitaux
- Desjardins caisses in Ontario
Products and services offered by Desjardins caisses in Ontario: savings, investments, financing and full-service brokerage (Desjardins Securities). Access to online transactions with AccèsD, AccèsD Affaires and Disnat online brokerage. Online applications for Desjardins financial products and services.
- UNI Financial Cooperation
Information about the range of products and services offered by UNI Financial Cooperation to New Brunswick's Acadian community.
- Life and health insurance Desjardins Financial Security
(Desjardins Group business sector)
Products and services offered to individuals and groups (travel insurance, life and health insurance, accident insurance, credit insurance).
- Desjardins credit cards
Desjardins cards are an ideal payment and financing solution. Manage your account easily on AccèsD.
- Desjardins Funds
Mutual Funds and Exchange Traded Funds (ETF)
- Desjardins General Insurance
(Desjardins Group business sector)
Car, home and recreational vehicle insurance for individuals.
- Desjardins Bank (U.S.)
Range of financial services offered by the 3 Desjardins Bank branches in Florida to Desjardins caisse members travelling to Florida or anywhere in the U.S.
- Full-service brokerage Desjardins Securities
The brokerage arm of Desjardins Group.
- Disnat online brokerage
Online brokerage from Desjardins Securities.
- Payroll management
- Capital markets
Choose your region
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Products and services offered by Desjardins caisses in Ontario: savings, investments, financing and full-service brokerage (Desjardins Securities). Access to online transactions with AccèsD, AccèsD Affaires and Disnat online brokerage. Online applications for Desjardins financial products and services.
- UNI Financial Cooperation
Information about the range of products and services offered by UNI Financial Cooperation to New Brunswick's Acadian community.
- Life and health insurance Desjardins Financial Security
(Desjardins Group business sector)
Products and services offered to individuals and groups (travel insurance, life and health insurance, accident insurance, credit insurance).
- Desjardins credit cards
Desjardins cards are an ideal payment and financing solution. Manage your account easily on AccèsD.
- Desjardins Funds
Mutual Funds and Exchange Traded Funds (ETF)
- Desjardins General Insurance
(Desjardins Group business sector)
Car, home and recreational vehicle insurance for individuals.
- Full-service brokerage Desjardins Securities
The brokerage arm of Desjardins Group.
- Disnat online brokerage
Online brokerage from Desjardins Securities.
- Payroll management
- Capital markets
- Desjardins Bank (U.S.)
Range of financial services offered by the 3 Desjardins Bank branches in Florida to Desjardins caisse members travelling to Florida or anywhere in the U.S.
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Human resources and payroll management solutions that make sure you comply with provincial and federal regulations while keeping a handle on employee activities and development.
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Trust services - External link. This link will open in a new window.
Trust services that guarantee your wealth is protected and transferred from generation to generation – protection in case of incapacity, trust administration and estate settlement.
Employer solutions
A full range of solutions designed specifically for employers and tailored to the needs of your business.
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Articles
Highlights - Our articles. This link will open in a new window.
- Filing a small insurance claim: is it worth it? - This link will open in a new window.
- Common sense accident avoidance tips - This link will open in a new window.
- Discover the advantages of the Green homes program - This link will open in a new window.
- Personal finance and retirement planning: you ask, we answer! - This link will open in a new window.
Your business
Articles
Highlights - Our articles. This link will open in a new window.
- Smartphones on holidays: for and against - This link will open in a new window.
- Reducing outsourcing risks - This link will open in a new window.
- Work like Martin Lamontagne - This link will open in a new window.
- Remote management: 4 practices of successful leaders - This link will open in a new window.
- Work-life balance initiatives: Are they worth it? - This link will open in a new window.
- 5 tips for successfully implementing a work-life balance program - This link will open in a new window.
- Advantages for everyone - This link will open in a new window.
- Financial assistance and certification for employers - This link will open in a new window.
Tools and tips
Action plans and tips
Action plans and tips - Financial management
- 5 steps to organizing your finances
- 3 steps to drawing up a monthly budget
- Assessing your financial situation
- See all - Financial management [+]
Action plans and tips - Credit and debt
- 5 steps to problem-free finances
- How to use credit without getting knee-deep in debt
- 5 tips on how to put your credit card to better use
- How to pay off your home in less than 20 years
- Understanding your credit file
- See all - Credit and debt [+]
Action plans and tips - Coverage and insurance
- How to choose life insurance
- How to choose car insurance
- 10 questions about home insurance
- See all - Coverage and insurance [+]
Action plans and tips - Successful retirement
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You are here:
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- Personal
- Goals and life events
- Your homeowner plans
- Buying a home
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Buying a home
Buying a home
Planning on buying a home in the near future? It’s an important decision with many considerations. That’s why it’s important to be well prepared.
Homebuyer’s guide
Take the time to read our step-by-step homebuyer’s guide. It contains all the essentials to help you throughout the process.
- Step 1 Drawing up your budget and assessing your finances
- Step 2 Establishing your home selection criteria
- Step 3 Signing the sales agreement
- Step 4 Arranging your mortgage loan
- Step 5 Sealing the deal and becoming a homeowner
Additional information for homebuyers
- Addresses See a list of major home-related organizations.
- Glossary of mortgage-related terms Not sure what a word means? Our glossary contains definitions of mortgage-related tems.
- Future homeowner’s checklist Go through this list to make sure you don’t forget anything before you move.
- Desjardins Homebuyer’s Guide - Ontario (PDF, 754 KB) - External link. This link will open in a new window.
- Summary D.I.Y. Homebuilders’ Guide - Ontario (PDF, 909 KB) - External link. This link will open in a new window.
Get preauthorized
What is the preauthorization certificate for?
- Displays the maximum price of the house you can afford to buy
- Shows you are a serious buyer and your purchasing capacity
- Simplifies communication with the seller or real estate broker
3-step preauthorization
- Determine your financing needs with one of our advisors.
- Get a prompt answer.
- Get the loan terms and a preauthorization certificate upon approval.
Contact an advisor
Documents you need for your meeting
Have us call you
Through a mortgage representative
Ready to buy? An advisor can come meet with you any day of the week.
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- Tools - Personal: Accounts and services
- Tools - Personal: Credit cards
- Tools - Personal: Mortgages
- Tools - Personal: Other loans and credit products
- Tools - Personal: Savings and investment
- Tools - Personal: Retirement savings
- Tools - Personal: Personal balance sheet
- Tools - Personal: Insurance
- Tools - Personal: Currency calculators
- Tools - Personal: Teens
- Tools - Personal: Students
- Tools - Personal: Environment and health
Advice
The information provided here is for demonstration purposes only, and is not a substitute for a professional advice.
Before making investment decisions, you are advice to speak with your caisse advisor ou your account manager at a Desjardins Business centre.
The information contained in this section should in no way be considered an advice or a recommendation by Desjardins Securities Inc.or Disnat.
FAQ
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