Buying a home

Buying a home

Planning on buying a home in the near future? It's an important decision with many considerations. That's why it's important to be well prepared.

Key features

Get a mortgage rate starting at 2.04%
Limited-time offer:
Lock in your rate until June 30, 2021.
Rest easy with Loan Insurance Make sure your loans get paid off in the event of death or disability.
Get home insurance tailored to your needs Get a quote today.

Homebuyer's guide

Take the time to read our step-by-step homebuyer's tips. It contains all the essentials to help you throughout the process.

See our Homebuyer's Guide (PDF, 1.5 MB)

Additional information for homebuyers

Online tools

My First Home on AccèsD

Thinking about buying a home?

Log in to AccèsD or the mobile app. Go to the Home section and we'll guide you through the process.

New online mortgage pre-approval

Apply for a mortgage pre-approval online in just 5 minutes and receive an instant response.

Go to My First Home

Steps

  1. Find out your recommended price range and maximum purchase price.
  2. Compare the costs of your favourite properties.
  3. Get pre-approved online.
  4. Make a purchase offer.
  5. Get home and mortgage insurance quotes.
  6. Finalize the sale.
  7. Get ready to move.
  1. Certain conditions apply. Offer conditional upon credit approval. This offer may be changed or revoked at any time without notice. Depending on the mortgage loan you choose, the rate or rate spread is guaranteed until June 30, 2021. The rate guarantee becomes effective when the application is approved by Desjardins.