Buying a home
Buying a home
Planning on buying a home in the near future? It's an important decision with many considerations. That's why it's important to be well prepared.
Key features
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Homebuyer's guide
Take the time to read our step-by-step homebuyer's tips. It contains all the essentials to help you throughout the process.
- Step 1 Drawing up your budget and assessing your finances
- Step 2 Establishing your home selection criteria
- Step 3 Signing the sales agreement
- Step 4 Arranging your mortgage/span>
- Step 5 Sealing the deal and becoming a homeowner
Additional information for homebuyers
- Addresses See a list of major home-related organizations.
- Glossary of mortgage-related terms Not sure what a word means? Our glossary contains definitions of mortgage-related tems.
- Future homeowner's checklist Go through this list to make sure you don't forget anything before you move.
- What is mortgage fraud? Discover what mortgage fraud is and how you can protect yourself when buying a home.
Tools
My First Home
Thinking about buying a home?
Let us guide you through the process. Use My First Home on AccèsD or on the mobile app.
Steps
- Find out your recommended price range and maximum purchase price.
- Compare the costs of your favourite properties.
- Get preapproved.
- Make a purchase offer.
- Get home and mortgage insurance quotes.
- Finalize the sale.
- Get ready to move.
- Certain conditions apply. Offer conditional upon credit approval. This offer may be changed or revoked at any time without notice. Depending on the mortgage loan you choose, the rate or rate spread is guaranteed until June 30, 2020. The rate guarantee becomes effective when the application is approved by Desjardins.