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You are here: Home > Personal > Goals and life events > Owning your home > Buying a home > Buying yours first home > Your mortgage loan application

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Buying your first home

Your mortgage loan application

Have you found the property of your dreams? Desjardins will help you apply for a mortgage as quickly as possible.

It's time to contact your Desjardins advisor, who will assist you with every step of this important purchase.

  • In person

    Meet with:

    • a Desjardins advisor at a caisse

      or

    • a mortgage representative from our mobile team wherever and whenever is convenient for you, 7 days a week
  • Online

    Take 5 to 10 minutes to fill out and send your request online.1 A Desjardins advisor will contact you promptly to schedule an appointment at your convenience

1. To apply online, you must be a Canadian resident, be of the age of majority in the province in which you reside.

For your meeting with a Desjardins advisor, have all the required information and documents handy to speed up the application process.

Making a joint application? The co-borrower must be present when you fill out the form.

Required documents

  • If you are buying your first home
    • Proof of earnings (pay stub, notice of assessment, etc.)
    • Proof of income, if you're self-employed (tax returns over 3 years, notice of assessment and future contracts)
    • Investment statements
    • Offer to purchase for your new home
    • Copies of municipal and school tax bills of the home to be purchased
    • Copy of the listing, if the purchase is through a realtor
  • If you are buying an income property

    You must also bring:

    • Statement of income and expenses of the property
    • Copy of current leases for all tenants
  • If you are building your own home
    • Proof of earnings (pay stub, notice of assessment, etc.)
    • Proof of income, if you're self-employed (tax returns over 3 years, notice of assessment and future contracts)
    • Investment statements
    • Plans, quotations and bid from a contractor
    • Copy of the contractor's permit
    • Copy of the preliminary contract (equivalent to an offer to purchase)

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