Youth Profit Account

  • Account type: Build-Up Savings Account for youth 21 and under, and full-time college, CEGEP and vocational students age 22 to 25
  • Interest rate: 0.05% to 0.10% (based on balance maintained and current rates)
  • Free monthly plan with unlimited transactions1

Features

Transactions

Deposits, withdrawals, cheques, transfers, bill payments and debit card purchases.

Access to your account

Use your Desjardins Access Card (debit card) for all your regular transactions at Desjardins caisses and ATMs. You also have 24/7 access to AccèsD Internet, AccèsD Telephone and mobile services1.

Interest

Interest paid monthly.

See current rates.

Monthly service fees

  • Free unlimited regular transactions1
  1. This promotional offer is for student members. This includes members between the ages of 18 and 21 and members ages 22 to 25 enrolled in a full-time college or professional program at a recognized educational institution in Canada. If you get this offer, you can choose the Unlimited plan, free of charge, or apply the value of this plan, meaning $13.95 a month, to the monthly fee of the Unlimited Plus plan and pay only the difference, which is $8.00 a month. To get this offer, you must go to your caisse or call 1-800-CAISSES. You must also be able to prove that you meet the eligibility requirements. No matter which plan you select, an additional fee of $1.50, $3 or $5 will apply to any withdrawals made from non-Desjardins ATMs affiliated with the Interac® and Plus* networks. Some providers charge additional fees to use their ATMs. They must notify you via an on-screen message before processing the transaction, so you can choose to cancel the transaction. These fees are added to the withdrawal amount.

    To take advantage of the discount on the transactional plan of your choice, you must ask for it at your caisse or by phone at 1-800-CAISSES (1-800-224-7737). To learn about the terms and conditions of various fees, see Plans.

*Trademark of Visa Int., used under licence.

® Interac and Interac e-Transfer are registered trademarks of Interac Inc. Used under licence.