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Direct deposit

Sign up for direct deposit to receive payments such as paycheques and government benefits directly in your account.

What is direct deposit?

When you use direct deposit, payments are automatically deposited into your account.

This electronic transfer is a secure, fast, simple and reliable way to receive government and employer payments, for example. Why sit around and wait for a cheque to take to the caisse?

Convenient

Funds deposited into your account are immediately available.

Secure

With direct deposit you're less likely to have to deal with lost or stolen cheques. That's why it's the preferred payment method by government agencies.

Eco-friendly

By eliminating paper and cutting down on travel, direct deposit reduces your carbon footprint.

Direct deposit of government payments

You can receive payments directly in your account from various government agencies including Canada Revenue Agency (CRA), Revenu Québec and Retraite Québec, such as Family Allowance, income tax refunds and other benefits to which you may be entitled.

How to enroll for direct deposit to receive benefits from the CRA and Revenu Québec

You can sign up for direct deposit on AccèsD. You need to have a social insurance number, be a Desjardins caisse member and be registered for AccèsD.

  1. Log in to AccèsD.
  2. If you're using the mobile app, select More, Profile and preferences, then Direct deposit. If you log in using a web browser, select More options in the right-hand menu.
  3. Make your selection and follow the instructions to finish signing up.

You can also sign up with for direct deposit with the CRA External link or Revenu Québec External link online or by phone.

How to enroll for direct deposit to receive benefits from Retraite Québec

There are 2 ways to enroll for direct deposit of your Family Allowance, retirement pension or other Retraite Québec benefits.

Your security is key

Be on the lookout for phishing attempts! We never send text messages or emails asking for personal information. Neither does any government agency for that matter.

These fraudulent messages are designed to trick you into revealing personal information or installing malicious software. Do not click any links or open any attachments. Just delete the messages. When in doubt, contact us.

Have your pay deposited

To have your pay deposited directly into your account, complete our enrollment form to give to your employer or provide a void cheque.

Fill out an enrollment form (PDF, 197 KB)

Manage your account online

AccèsD makes it quick and easy to access your accounts and keep an eye on your finances. Use it anytime, anywhere.

Download the Desjardins mobile services app

FAQ

How do I update my direct deposit information?

Get in touch with your employer to change the direct deposit information for your paycheque.

To change the account where you receive direct deposit of government benefits, go to AccèsD or the CRA External link or Revenu Québec External link website.

How do I find my account number to sign up for direct deposit?

In order to sign up for direct deposit, you need to provide:

  • Transit number (5 digits)
  • Financial institution number (3 digits)
  • Account number (7 digits in total, including a 6-digit folio number and 1 check digit)

You can find these numbers on AccèsD or on one of your cheques.

How do I know if I'm already signed up for direct deposit?

To find out on AccèsD if you're signed up for direct deposit with the CRA or Revenu Québec:

  1. Log in to AccèsD.
  2. If you're using the mobile app, select More, Profile and preferences, then Direct deposit. If you log in using a web browser, select More options in the right-hand menu.
  3. Select an organization to check.

You can also check with the provincial or federal government: