Transfer your preauthorized payments and direct deposits to Desjardins

Make it easy to manage your finances by transferring all preauthorized payments and direct deposits to your Desjardins account. You'll save considerably on service fees by using a single financial institutions for all your transactions, therefore making the most of your Desjardins account.

We've developed the Desjardins Transfer Checklist (PDF, 248 KB) - This link will open in a new window. to keep track of your transfer status and follow-up any changes. It contains lists of organizations to call and transfer request forms for preauthorized transactions.

What are preauthorized transactions?

There are 2 types of preauthorized transactions:

• Preauthorized payment is an easy and secure way of paying your bills. Rather than paying your bills yourself, you authorize a bill payee recipient (e.g. Internet provider) to retrieve the funds directly from your account when the payment is due.
• Direct deposit is a fast and simple way for organizations (e.g. your employer) to deposit funds directly to your account, without these funds being frozen.

4 simple steps for transferring your preauthorized transactions

1. Gather the required documents.
   • Your Desjardins specimen cheque
     • It contains all the information needed to simplify the transfer of your preauthorized transactions.
     • You can produce a void cheque in AccèsD. Click Options to the right of your chequing account, select Void cheque, and print or download it.
   • Preauthorized transaction transfer forms:
     • Keep the Preauthorized debit (PAD) change notice (PDF, 248 KB) - This link will open in a new window. and the Direct deposit change notice (PDF, 248 KB) - This link will open in a new window.on hand. These forms will be useful for mailing your new banking information to various organizations.
2. Transfer your preauthorized payments.
   • Make a list of organizations with which you have preauthorized payments. To help you, use the list in the Desjardins Transfer Checklist (PDF, 248 KB) - This link will open in a new window..
   • Contact each organization to redirect your preauthorized payment to your Desjardins account.

     Many organizations allow you to change your banking information on their website.

3. Transfer your direct deposits.
   • Salary deposit: Send a void cheque to your employee so that your salary can be deposited to your Desjardins account.
   • Other direct deposits:
     • Make a list of organizations from which you receive deposits. To help you, use the list in the Desjardins Transfer Checklist (PDF, 248 KB) - This link will open in a new window. or see Direct deposit.
     • Contact each organization to redirect your direct deposit to your Desjardins account
4. Close your old account.

Check your Desjardins monthly account statement to make sure all preauthorized transactions have been transferred. Once all transactions have been transferred, you can close your old account at another financial institution or caisse.

To learn more, see the Desjardins Transfer Checklist (PDF, 248 Ko) - This link will open in a new window..