Transaction processing days

Desjardins Access Card (debit card) transactions are not necessarily dated the day they are carried out.

Desjardins ATMs and direct payment at Desjardins point-of-sale (POS) terminals

For transactions carried out: Transactions will be dated:
Monday to Thursday before 9:30 p.m. The same day
Monday to Thursday after 9:30 p.m. The next day
Between Thursday after 9:30 p.m. and Saturday before 6:30 p.m. Friday
Between Saturday after 6:30 p.m. and Sunday before midnight Monday

For example, a transaction made at a Desjardins ATM on Monday at 10:45 p.m. will be dated Tuesday.

The system processes changes the same way no matter what day of the month it is. This means that a transaction made on a Saturday (before 6:30 p.m.) that falls on the 1st day of the month is processed in your account as if it had been made on Friday, the last day of the previous month.