Transaction processing days
Posted transactions aren't necessarily dated the day they're carried out, regardless of the method used:
- ATM
- Direct payment at a point-of-sale
- AccèsD Internet
- AccèsD by phone
- Mobile transactions
- In-person transactions at a
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System schedule
| For transactions carried out: | Transactions will be dated: |
|---|---|
| Monday to Thursday before 9:30 PM | The same day |
| Monday to Thursday after 9:30 PM | The next day |
| Between Thursday after 9:30 PM and Saturday before 6:30 PM | Friday |
| Between Saturday after 6:30 PM and Sunday before midnight | Monday |
For example, a transaction made at a Desjardins ATM on Monday at 10:45 PM will be dated Tuesday.
The system processes changes the same way no matter what day of the month it is. This means that a transaction made on a Saturday (before 6:30 PM) that falls on the first day of the month is processed in your account as if it had been made on Friday, the last day of the previous month.