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Plans
Promotions
Transaction Plans
If you're a student, see Plans specifically designed for students to find the plan that best suits your needs.
| The Premier Plus | The Premier | The Autonomous Plus | The Autonomous | The Mid-level1 | |
|---|---|---|---|---|---|
| Number of monthly transactions | Unlimited | Unlimited | 40 | 30 | 25 |
| AccèsD, ATM2 and cheque transactions |  |
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| Teller services | |
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Not included |
| New feature: Interac e-Transfer® | Unlimited | 5 | 0 | 0 | 0 |
| Money orders and drafts | |
Not included | Not included | Not included | Not included |
| Personalized cheques3 | |
Not included | Not included | Not included | Not included |
| Certified cheques | |
Not included | Not included | Not included | Not included |
| Discount on a safety deposit box rental4 | |
Not included | Not included | Not included | Not included |
| Monthly return of paper cheque images | |
Not included | Not included | Not included | Not included |
| Online account statement | |
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| Paper account statement5 | |
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| Free with a minimum monthly balance6 of | $5,000 | $4,000 | $3,000 | $2,500 | $2,000 |
| Monthly fees | $21.95 | $13.95 | $10.95 | $8.95 | $6.95 |
Also available:
The Economy Plus plan for $3.95 per month includes 12 transactions. This plan is free if you maintain a $1,500 minimum monthly balance6. A paper or online account statement is included.
The Economy1 plan for $3.45 per month includes 7 transactions (not including teller transactions). This plan is free if you maintain a $1,000 minimum monthly balance6. A paper or online account statement is included.
- Automated services (ATMs, AccèsD) include:
- transactions made at an ATM (such as payment of bills registered in your bill file)
- transactions made via AccèsD Internet, Desjardins mobile services, AccèsD Telephone (payment of bills registered in your file, transfers between accounts, money transfers)
- direct payment transactions (Canada and the U.S.), direct deposits, direct withdrawals and automatic transfers
- The indicated minimum monthly balance must be maintained for the entire month to be eligible for the service charge exemption for the month.
- Transactions exceeding the number allowed by your plan or not included in your plan are billed at the rate set for regular transactions.
Did you know?
Many transactions are free of charge at all times, regardless of your plan. These include:
- deposits at the ATM or with teller services, direct deposits and mobile deposits
- line of credit payments
- automatic transfers between accounts in a single folio
In addition, you can use Desjardins ATMs and AccèsD (Telephone, Internet or mobile services) to get account balances7 (including Desjardins credit card accounts) and the latest transactions posted to your account. People with disabilities may benefit from reduced rates.
Some tips on reducing your fees.
- Choose one of our transaction plans.
- Consolidate your accounts.
- Sign up for AccèsD.
- Use Desjardins ATMs.
- Automate your bill payments.
- Use direct payment.
- Sign up for direct deposit and overdraft transfer.
- Choose automatic transfers.
Learn more
- See user fees for key services.
- See Your Account Your Plan - A guide to regular service fees (PDF, 1.14 MB) - This link will open in a new window..
Exclusive Advantage For Members
Attractive monthy plans
Take advantage of the most comprehensive range of monthly plans on the market. It includes:
- the least expensive monthly plan on the market (under $3.50)
- the only intermediate plans available on the market (25 to 40 transactions)
- all plans are free when you maintain the minimum monthly account balance
As a Desjardins member, you also benefit from the Select a plan feature on AccèsD to find out which plan is the most cost-effective and best suited to your needs.
See all member advantages for individuals - Financial products and services.
® Interac and Interac e-Transfer are registered trademarks of Interac Inc. Used under licence.
* Visa Int./licensed user.
- Payment of bills made with teller services is not included in the Economy and Mid-level Plans. To open a bill payment file and add the organizations you want to pay bills to, log on to AccèsD Internet, contact your caisse or call one of the following numbers: 514-224-7737 from Montreal or 1-800-224-7737 from elsewhere in Canada or the United States.
- For withdrawals at non-Desjardins Interac® and Plus-affiliated* ATMs, additional fees of $1.50, $3.00 and $5.00 will apply. For individual members of Desjardins caisses populaires that are members of the Fédération des caisses populaires de l'Ontario Inc., Interac network access fees ($1.50 per transaction) are waived for all transaction plans. However, certain ATM operators charge additional fees for the use of their machines. They must inform the user via an on-screen message before processing the transaction. The user then has the option of cancelling the transaction.These fees are added to the amount of the withdrawal and paid directly to the ATM operator.
- An order of 100 personalized cheques per year, Desjardins model.
- Annual $15 discount (including taxes).
- The $1.00 account maintenance fee that applies to the monthly paper statement is waived for transaction plans.
- The fee for the monthly plan will be waived if the plan's required minimum monthly balance is maintained in the Personal Chequing Account or Build-Up Savings account throughout the entire month.
- Charges apply by telephone or with a teller if no transaction is made.
