Transaction plans

Find the best monthly plan for you

In effect as of September 2019

Compare plans

Select a plan based on your transaction habits.

Fixed-rate monthly plans

Unlimited Plus
(formerly
Premier Plus)		 Unlimited
(formerly
Premier)		 Intermediate
(formerly
Autonomous)		 Basic
(formerly
Economy Plus)
Number of monthly transactions Unlimited Unlimited 30 12
AccèsD, Access Card (debit card), cheque and ATM transactions Included Included Included Included
Teller services Included Included Included Included
Money orders or drafts Included Not included Not included Not included
Personalized cheques Included Not included Not included Not included
Certified cheques Included Not included Not included Not included
Discount on a safety deposit box rental Included Not included Not included Not included
Monthly return of paper cheque images Included Not included Not included Not included
Online account statement Included Included Included Included
Paper account statement Included Included Included Included
Free with a minimum monthly balance of $5,000 $4,000 $2,500 $1,500
Monthly fees $21.95 $13.95 $8.95 $3.95

Account maintenance fees apply to passbook accounts. Refer to page 19 of the Guide to service fees (PDF, 3.2 MB) - This link will open in a new window. for more information.

Transactions that exceed the maximum allowed under your plan or that are not included in your plan are charged at the regular transaction rate.

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Offers adapted to your situation

Students

Students enjoy a fee-free monthly plan with unlimited transactions.

Check out our offers for students

Professionals

As a professional, you benefit from exclusive offers. Discover all your advantages.

Get the offers for professionals

Newcomers

Plan for an easy move with our no-fee account, free debit and credit card and unlimited transactions.

See the offer for newcomers

Desjardins Merit Service

If you’re 60 or older, you get up to $4 off service fees for your chequing account or monthly plan.

Speak to my advisor for more information

Did you know?

Many transactions are free with all plans. For example:

  • Deposits at an ATM or the counter, direct deposits and mobile deposits
  • Automatic transfers between accounts in a single folio
  • Repayment of a Desjardins line of credit or mortgage

3 ways to pay less in service fees

  1. Choose a monthly transaction plan. Pick one that suits your usual minimum balance, account access methods and transaction volume.
  2. Combine transactions. Ask for cash back when you’re paying for your groceries at the store.
  3. Bundle bills in a single payment. Pay off your credit card in one monthly payment instead of several.

Learn more

  1. For withdrawals at non-Desjardins Interac® and Plus-affiliated* ATMs, additional fees of $1.50, $3.00 or $5.00 will apply. For individual members of Desjardins caisses populaires that are members of the Fédération des caisses populaires de l'Ontario Inc., Interac network access fees ($1.50 per transaction) are waived for all transaction plans. However, certain ATM operators charge additional fees for the use of their machines. They must inform the user via an on-screen message before processing the transaction. The user then has the option of cancelling the transaction. These fees are added to the amount of the withdrawal and paid directly to the ATM operator.
  2. An order of 100 personalized cheques per year, Desjardins model.
  3. Annual $15 discount (including taxes).
  4. The $1.00 account maintenance fee that applies to the monthly paper statement is waived for transaction plans.
  5. The fee for the monthly plan will be waived if the plan's required minimum monthly balance is maintained in the Personal Chequing Account or Build-Up Savings account throughout the entire month.