Plans

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Choose a plan

Choose the plan that's best for you on AccèsD Internet or Mobile

Exclusive advantage for members

If you're a post-secondary student, see Plans specifically designed for students to find the plan that best suits your needs.

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The Premier Plus The Premier The Autonomous Plus The Autonomous The Mid-level
Number of monthly transactions Unlimited Unlimited 40 30 25
AccèsD, Access Card (debit card), cheque and ATM transactions Included Included Included Included Included
Teller services Included Included Included Included Not included
Money orders or drafts Included Not included Not included Not included Not included
Personalized cheques Included Not included Not included Not included Not included
Certified cheques Included Not included Not included Not included Not included
Discount on a safety deposit box rental Included Not included Not included Not included Not included
Monthly return of paper cheque images Included Not included Not included Not included Not included
Online account statement Included Included Included Included Included
Paper account statement Included Included Included Included Included
Free with a minimum monthly balance of $5,000 $4,000 $3,000 $2,500 $2,000
Monthly fees $21.95 $13.95 $10.95 $8.95 $6.95

Also available:

The Economy Plus plan for $3.95 per month includes 12 transactions. This plan is free if you maintain a $1,500 minimum monthly balance. A paper or online account statement is included.

The Economy plan for $3.45 per month includes 7 transactions (not including teller transactions). This plan is free if you maintain a $1,000 minimum monthly balance. A paper or online account statement is included.

Get this product - Transaction plans

Important information

  • Automated services (ATMs, AccèsD) include:
    • transactions made at an ATM (such as payment of bills registered in your bill file)
    • transactions made via AccèsD Internet, Desjardins mobile services, AccèsD Telephone (payment of bills registered in your file, transfers between accounts, money transfers)
    • direct payment transactions (Canada and the U.S.), direct deposits, direct withdrawals and automatic transfers
  • The indicated minimum monthly balance must be maintained for the entire month to be eligible for the service charge exemption for the month.
  • Transactions exceeding the number allowed by your plan or not included in your plan are billed at the rate set for regular transactions.

Did you know?
Many transactions are free of charge at all times, regardless of your plan. These include:

  • deposits at the ATM or with teller services, direct deposits and mobile deposits
  • line of credit payments
  • automatic transfers between accounts in a single folio

In addition, you can use Desjardins ATMs and AccèsD (Telephone, Internet or mobile services) to get account balances (including Desjardins credit card accounts) and the latest transactions posted to your account. People with disabilities may benefit from reduced rates.

How to reduce your service fees

Some tips on reducing your fees.

  • Choose one of our transaction plans.
  • Consolidate your accounts.
  • Sign up for AccèsD.
  • Use Desjardins ATMs.
  • Automate your bill payments.
  • Use direct payment.
  • Sign up for direct deposit and overdraft transfer.
  • Choose automatic transfers.

Learn more on How to reduce your service charges

Learn more

Exclusive Advantage For Members

Attractive monthly plans

Take advantage of the most comprehensive range of monthly plans on the market. It includes:

  • the least expensive monthly plan on the market (under $3.50)
  • the only intermediate plans available on the market (25 to 40 transactions)
  • all plans are free when you maintain the minimum monthly account balance

As a Desjardins member, you also benefit from the Select a plan feature on AccèsD to find out which plan is the most cost-effective and best suited to your needs.

® Interac and Interac e-Transfer are registered trademarks of Interac Inc. Used under licence.

* Trademark of Visa Int., used under license

  1. Payment of bills made with teller services is not included in the Economy and Mid-level Plans. To make a bill payment on AccèsD, you must add your bills to your bill file. To do so, log on to AccèsD, contact your caisse or call:
    • Montreal area: 514-224-7737
    • Elsewhere in Quebec, Canada or the U.S.: 1-800-224-7737
  2. For withdrawals at non-Desjardins Interac® and Plus-affiliated* ATMs, additional fees of $1.50, $3.00 or $5.00 will apply. For individual members of Desjardins caisses populaires that are members of the Fédération des caisses populaires de l'Ontario Inc., Interac network access fees ($1.50 per transaction) are waived for all transaction plans. However, certain ATM operators charge additional fees for the use of their machines. They must inform the user via an on-screen message before processing the transaction. The user then has the option of cancelling the transaction.These fees are added to the amount of the withdrawal and paid directly to the ATM operator.
  3. An order of 100 personalized cheques per year, Desjardins model.
  4. Annual $15 discount (including taxes).
  5. The $1.00 account maintenance fee that applies to the monthly paper statement is waived for transaction plans.
  6. The fee for the monthly plan will be waived if the plan's required minimum monthly balance is maintained in the Personal Chequing Account or Build-Up Savings account throughout the entire month.
  7. Charges apply by telephone or with a teller if no transaction is made.