Boost your savings - Enhanced Investment Account

For a limited time, a rate of at least 1.65%

Start making more money today with an Enhanced Investment Account

Take advantage of our attractive rate* on all deposits made to your Enhanced Investment Account.

  • Deposits, withdrawals and transfers permitted at all times
  • No user fees
  • No minimum required

Promotional rate is the regular rate minimum of 0.65% (based on balance maintained) + bonus rate of 1.00%1.

Hurry! The bonus period is in effect until November 28, 2019!

Learn more about a Enhanced Investment Account

* Rates subject to change without notice.

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Check out our other promotions!

TFSA Savings Account at 2.00%

  • Grow your money tax-free
  • No user fees
  • For short- and medium-term projects

Learn more - TFSA Savings Account at 2.00%

High Interest S@vings Account at 2.00%

  • Available exclusively on Personal AccèsD, both internet and mobile
  • No user fees
  • Easy access to your money: transfers between Desjardins accounts and to other institutions are possible at any time

Learn more - High Interest S@vings Account at 2.00%

High Interest S@vings Account - RRSP at 2.00%

  • Available exclusively on Personal AccèsD internet and mobile
  • No minimum required
  • Flexible: you can reinvest your money in another RRSP product at any time

Learn more - High Interest S@vings Account - RRSP at 2.00%

Rates subject to change without notice.

Bonus terms and conditions (“Bonus”)

  • A Bonus is offered by Desjardins to members of a Desjardins caisse in Quebec and Ontario.
  • A Bonus is offered from September 12 to November 28, 2019 (“Bonus Period”). Desjardins may terminate the Bonus Period at any time.
  • Desjardins may modify at any time a Bonus during the Bonus Period and change the terms and conditions.
  • A Bonus applies to eligible deposits made during the Bonus Period to the following accounts:
    • Enhanced Investment Account
    • TFSA Savings Account
    • High Interest S@vings Account – Non-registered
    • High Interest S@vings Account – RRSP
  • The Bonus is added to the current interest rate posted on each eligible account. The rate is fixed annually and interest is calculated daily. Interest is paid out at the end of every month. The Bonus is paid out into the eligible account at the end of each month and on the day after the promotion ends.
  • Eligible deposits must meet all the terms and conditions specified below:
    • Must be made to an eligible account during the Bonus Period.
    • The total eligible deposits cannot exceed a million dollars ($1,000,000.00).
    • For deposits made to an eligible account that is already active during the Bonus Period, the balance as at September 12, 2019 at 12:00 a.m. will be used to calculate the Bonus. Any amount exceeding the balance at this time will be considered an eligible deposit, subject to the conditions set out herein.
    • For deposits made to an eligible account opened during the Bonus Period, the balance used to calculate the Bonus is set at zero (0). Any amount exceeding the initial balance is considered an eligible deposit, subject to the conditions set out herein.
    • Cannot come from another account in the same category. Account transfers made from an account from the same category are not considered eligible deposits..
  • The Bonus cannot be combined with any other promotion or bonus rate.
  • In the event of a discrepancy between these conditions and the content of any document, brochure or promotional material about the Bonus, the conditions herein shall prevail.
  • Desjardins reserves the right, at its sole discretion, to suspend, disqualify, limit or revoke an account holder's eligibility for the Bonus at any time if it believes that the account holder manipulated or abused the integrity of the process to receive a Bonus.

All deposits made to a TFSA and High Interest S@vings Account – RRSP are subject to the contribution limits set by the Canada Revenue Agency (CRA). The RRSP contribution limit is on the Notice of Assessment from the CRA. Members are fully responsible for ensuring that they respect their contribution limits.