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Personal Finance: I'm in Charge - An educational program for young adults

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Personal Finance

Personal Finance: I'm in Charge - An educational program for young adults

Why you should take the course

Why you should take the course

  • To learn how to save, how to spend and how to use credit wisely
  • To plan your financial future with confidence
  • To learn how to make money work for you
  • To get equipped with the right tools needed to avoid overspending and prevent over-indebtedness
  • To become aware of your rights and responsibilities
  • To make decisions that are right for you

Revealing comments

"I learned to spot my weaknesses, to work out a budget and to trust myself. The tools I've been given will last a lifetime."
- Female participant

"I know I'm young, but if there's one thing I learned by taking the course, it's that you have to plan for your future."
- Male participant

An overview of the 16 modules

Want to take charge of your finances and make sound decisions as a consumer, a student or a young worker?

The essentials

  1. Budgeting: numbers that speak for themselves
  2. Credit: it's worth a look
  3. Taking charge of my buying choices and influences
  4. Buying and saving: making room for both
  5. Excessive debt: handling a difficult financial situation

Everyday life

  1. Food: money-saving tips and tricks
  2. Transportation: on the right track
  3. Finding a place to live: key considerations
  4. Consumer protection: know your rights
  5. Cellphones: making the right choices

Education and employment

  1. Education: an investment you can plan for and finance
  2. Employment income: gross to net
  3. The labour market: your rights and responsibilities
  4. Taxes: a civic responsibility

Financial services

  1. Financial institutions: finding your way around
  2. Insurance: thinking ahead

The program is tailored to your reality and lifestyle, and addresses in a dynamic way topics of concern to you. The series of 2-hour classes are offered for free1, in partnership with participating caisses and several local community organizations.

® Registered trademark of Fédération des caisses Desjardins du Québec

1. Certain conditions may apply.

Registration

To learn more about the Personal Finance: I'm in Charge program, contact your local partner in the list below.

Bas-Saint-Laurent-Gaspésie

Association coopérative d'économie familiale du Grand-Portage - External link. This link will open in a new window. (site in French only)
Phone: 418-867-8545 or 1-866-762-0269
Contact by email

Association coopérative d'économie familiale de Rimouski-Neigette et Mitis - External link. This link will open in a new window. (site in French only)
Phone: 418-723-0744

Association coopérative d'économie familiale de la Péninsule - External link. This link will open in a new window.
Phone: 418-562-7645 or 1-866-566-7645
Contact by email

Carrefour jeunesse-emploi Haute-Gaspésie - External link. This link will open in a new window. (site in French only)
Phone: 418 763-2308, poste 200
Contact by email

Partners of (Bas-Saint-Laurent):
Caisse Desjardins de l'Héritage des Basques
Caisse Desjardins de La Matanie
Caisse Desjardins de la Rivière Neigette
Caisse Desjardins de Rimouski
Caisse Desjardins de Viger et Villeray
Caisse Desjardins du Terroir basque
Caisse Desjardins du Transcontinental
Caisse Desjardins du Bic–Saint-Fabien
Caisse Desjardins Vallée de la Matapédia
Caisse populaire de Cabano
Caisse populaire Desjardins de la Vallée des lacs
Caisse populaire Desjardins de Mont-Joli
Caisse populaire Desjardins de la Mitis
Caisse populaire Desjardins de Rivière-du-Loup
Caisse populaire Desjardins des Trois-Lacs
Caisse populaire Desjardins de Saint-Cyprien
Caisse populaire Desjardins de Saint-Éloi
Caisse populaire Desjardins de Saint-Juste-du-Lac
Caisse populaire Desjardins de Saint-Moïse et de Saint-Noël
Caisse populaire Desjardins du Portage

Partners of (Gaspésie):
Caisse Desjardins de Tracadièche
Caisse Desjardins du Littoral gaspésien
Caisse populaire de la Baie-de-Gaspé
Caisse populaire Desjardins de Maria
Caisse populaire Desjardins de New Richmond
Caisse populaire Desjardins de La Haute-Gaspésie
Caisse populaire Desjardins des Hauts-Phares
Caisse populaire Desjardins des Quatre-Vents
Caisse populaire Desjardins du Centre-sud gaspésien
Caisse populaire Desjardins Mer et montagnes

Laurentides

Carrefour jeunesse emploi d'Argenteuil - External link. This link will open in a new window. (site in French only)
Phone: 450-566-5766
Contact by email

Carrefour jeunesse-emploi Thérèse-De-Blainville - External link. This link will open in a new window. (site in French only)
Phone: 450-437-1635
Contact by email

Carrefour jeunesse-emploi de Mirabel - External link. This link will open in a new window. (site in French only)
Phone: 450-420-6262
Contact by email

Carrefour jeunesse-emploi de la MRC Deux-Montagnes - External link. This link will open in a new window. (site in French only)
Phone: 450-974-1635
Contact by email

Carrefour jeunesse-emploi de la MRC des Laurentides - External link. This link will open in a new window. (site in French only)
Phone: 819-425-1200
Contact by email

Carrefour jeunesse-emploi des Pays-d'en-Haut - External link. This link will open in a new window. (site in French only)
Phone: 450-227-0074
Contact by email

Carrefour jeunesse-emploi Rivière-du-Nord - External link. This link will open in a new window. (site in French only)
Phone: 450-431-5253
Contact by email

Partners of:
Caisse Desjardins d'Argenteuil
Caisse Desjardins de Ferme-Neuve
Caisse Desjardins de l'Envolée
Caisse Desjardins de la Vallée des Pays-d'en-Haut
Caisse Desjardins de Mont-Tremblant
Caisse Desjardins de la Rouge
Caisse Desjardins de Saint-Antoine-des-Laurentides
Caisse Desjardins de Saint-Eustache-Deux-Montagnes
Caisse Desjardins de Saint-Jérôme
Caisse Desjardins du Cœur des Hautes-Laurentides
Caisse Desjardins du Lac des Deux-Montagnes
Caisse Desjardins Thérèse-de-Blainville
Caisse populaire Desjardins de Sainte-Agathe-des-Monts
Caisse populaire Desjardins de Mirabel
Caisse populaire Desjardins des Trois-Vallées

Western Montreal

Carrefour jeunesse-emploi Montréal Centre-ville - External link. This link will open in a new window. (site in French only)
Phone: 514-875-9770
Contact by email (site in French only)

Carrefour jeunesse-emploi de l'Ouest-de-l'Île - External link. This link will open in a new window. (site in French only)
Phone: 514-782-0433
Contact by email (site in French only)

Carrefour jeunesse-emploi de Côte-des-Neiges, Mont-Royal et Outremont - External link. This link will open in a new window. (site in French only)
Phone: 514-342-5678
Contact by email (site in French only)

Carrefour jeunesse-emploi Notre-Dame-de-Grâce - External link. This link will open in a new window. (site in French only)
Phone: 514-482-6665
Contact by email (site in French only)

Carrefour jeunesse-emploi Ahuntsic-Bordeaux-Cartierville - External link. This link will open in a new window. (site in French only)
Phone: 514-383-1136
Contact by email (site in French only)

Carrefour jeunesse-emploi de Verdun - External link. This link will open in a new window.
Phone: 514-767-9971
Contact by email

Destination Travail du Sud-Ouest de l’Île Montréal Inc. - External link. This link will open in a new window. (site in French only)
Phone: 514-368-1832
Contact by email (site in French only)

Carrefour jeunesse-emploi Centre-Sud/Plateau Mont-Royal/Mile-End - External link. This link will open in a new window. (site in French only)
Phone: 514-528-6838
Contact by email (site in French only)

Carrefour jeunesse-emploi Saint-Laurent - External link. This link will open in a new window. (site in French only)
Phone: 514-855-1616
Contact by email (site in French only)

Carrefour jeunesse-emploi Vaudreuil-Soulanges - External link. This link will open in a new window. (site in French only)
Phone: 450-455-3185
Contact by email (site in French only)

Carrefour jeunesse-emploi de Marquette - External link. This link will open in a new window. (site in French only)
Phone: 514-875-9770
Contact by email (site in French only)

Regroupement économique et social du Sud-Ouest (RESO) - External link. This link will open in a new window. (site in French only)
Phone: 514-931-5737
Contact by email (site in French only)

Partners of:
Caisse Desjardins du Sud-Ouest de Montréal
Caisse Desjardins du Quartier-Latin de Montréal
Caisse Desjardins du Centre-nord de Montréal
Caisse Desjardins du Plateau-Mont-Royal
Caisse Desjardins des Versants du mont Royal
Caisse Desjardins de Notre-Dame-de-Grâce
Caisse Desjardins de l’Île-des-Sœurs–Verdun
Caisse Desjardins de Lachine
Caisse populaire Desjardins de St-Laurent
Caisse Desjardins de Vaudreuil-Soulanges
Caisse Desjardins de Bois-Francs–Bordeaux–Cartierville
Caisse Desjardins de l’Ouest-de-l’Île
Caisse populaire Desjardins Saint-Simon-Apôtre de Montréal
Caisse Desjardins de Lasalle
Caisse Desjardins du Complexe Desjardins

The Desjardins Personal Financial Index

Measure your financial skills and knowledge.

My index - Budgeting, debts, savings, insurance...
My index 2 - Have you taken control of your finances?
My index 3 - Spending, saving, protecting your assets...

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