Desjardins website

Choose province (Canada) or state (United States), and language

Online services – AccèsD, AccèsD Affaires, online brokerage, full service brokerage.

You are here:

Home
Co-opme
The Desjardins difference
Personal Finance: I'm in Charge - An educational program for young adults

- This link will open in a new window.

Your browser settings have JavaScript disabled. Some features of the site are not available or will not work correctly without JavaScript.
See How to enable JavaScript.

Your browser is configured to not accept cookies. Some features of the site are not available or will not work correctly without cookies. Also, some information presented might not apply to your situation.
See How to enable cookies

Your browser is not supported by our website. Some features of the site are not available or will not work correctly.
See the procedure to update your browser.

Microsoft Edge causes problems on AccèsD. To fix the issue, please install the most recent Windows update.

Personal Finance: I'm in Charge - An educational program for young adults

Desjardins ad

Personal Finance

Image

Personal Finance: I'm in Charge Program
Registration

Why you should take the course

To learn how to save, how to spend and how to use credit wisely
To plan your financial future with confidence
To learn how to make money work for you
To get equipped with the right tools needed to avoid overspending and prevent over-indebtedness
To become aware of your rights and responsibilities
To make decisions that are right for you

Revealing comments

"I learned to spot my weaknesses, to work out a budget and to trust myself. The tools I've been given will last a lifetime."
- Female participant

"I know I'm young, but if there's one thing I learned by taking the course, it's that you have to plan for your future."
- Male participant

An overview of the 16 modules

Want to take charge of your finances and make sound decisions as a consumer, a student or a young worker?

The essentials

Budgeting: numbers that speak for themselves
Credit: it's worth a look
Taking charge of my buying choices and influences
Buying and saving: making room for both
Excessive debt: handling a difficult financial situation

Everyday life

Food: money-saving tips and tricks
Transportation: on the right track
Finding a place to live: key considerations
Consumer protection: know your rights
Cellphones: making the right choices

Education and employment

Education: an investment you can plan for and finance
Employment income: gross to net
The labour market: your rights and responsibilities
Taxes: a civic responsibility

Financial services

Financial institutions: finding your way around
Insurance: thinking ahead

The program is tailored to your reality and lifestyle, and addresses in a dynamic way topics of concern to you. The series of 2-hour classes are offered for free1, in partnership with participating caisses and several local community organizations.

® Registered trademark of Fédération des caisses Desjardins du Québec

1. Certain conditions may apply.

Registration

To learn more about the Personal Finance: I'm in Charge program, contact your local partner in the list below.

Cégep de Baie-Comeau
Phone: 418-589-5707 or 1-800-463-2030
Contact by email

Formation continue Charlevoix - External link. This link will open in a new window. (site in French only)
Phone: 418-665-2244
Contact by email

Partners of:
Caisse Desjardins de Charlevoix-Est
Caisse Desjardins du Fleuve et des Montagnes (Charlevoix)
Caisse Desjardins de Port-Cartier
Caisse d'économie Desjardins des Mines, métaux et services publics (Côte-Nord)
Caisse populaire Desjardins de Baie-Comeau
Caisse populaire Desjardins de l'Île-aux-Coudres
Caisse populaire Desjardins de Havre-Saint-Pierre
Caisse populaire Desjardins de Hauterive
Caisse populaire Desjardins de Mingan-Anticosti
Caisse populaire Desjardins de Sept-Îles
Caisse populaire Desjardins de Ragueneau

Eastern Montreal

Association coopérative d'économie familiale (ACEF) de l'Est de Montréal - External link. This link will open in a new window. (site in French only)
Phone: 514-257-6622
Contact by email

Carrefour jeunesse-emploi Hochelaga-Maisonneuve - External link. This link will open in a new window. (site in French only)
Phone: 514-523-2400
Contact by email

Carrefour jeunesse emploi Rosemont/Petite-Patrie - External link. This link will open in a new window. (site in French only)
Phone: 514-279-8725
Contact by email

La Maison d'Haïti - External link. This link will open in a new window. (site in French only)
Phone: 514-326-3022
Contact by email

Partners of:
Caisse Desjardins d'Anjou–Tétreaultville
Caisse populaire Desjardins d'Hochelaga-Maisonneuve
Caisse Desjardins de Longue-Pointe
Caisse Desjardins de Rivière-des-Prairies
Caisse Desjardins de Rosemont–La Petite-Patrie
Caisse Desjardins de Sault-au-Récollet–Montréal-Nord
Caisse Desjardins du Centre-est de Montréal
Caisse Desjardins du Cœur-de-l'Île
Caisse populaire Desjardins de Pointe-aux-Trembles
Caisse populaire Desjardins Ukrainienne de Montréal

Eastern Ontario

EBO financial education centre - External link. This link will open in a new window.
Phone: 613-746-0400
Contact by email

Partners of:
Caisse populaire d'Alfred limitée
Caisse populaire de Cornwall Inc.
Caisse populaire de Hawkesbury Ltée
Caisse populaire de la Vallée inc.
Caisse populaire Nouvel-Horizon inc.
Caisse populaire Rideau-Vision d'Ottawa
Caisse populaire Trillium

Îles-de-la-Madeleine

Carrefour jeunesse-emploi des Îles - External link. This link will open in a new window. (site in French only)
Phone: 418-986-2536
Contact by email

Partners of:
Caisse populaire Desjardins des Ramées
Caisse populaire Desjardins de Havre-aux-Maisons

Kamouraska-Chaudière-Appalaches

Association coopérative d'économie familiale du Grand-Portage - External link. This link will open in a new window. (site in French only)
Phone: 418-867-8545 or 1-866-762-0269
Contact by email

Carrefour jeunesse-emploi de la MRC de Montmagny - External link. This link will open in a new window. (site in French only)
Phone: 418-248-3522
Contact by email

Carrefour jeunesse-emploi de la MRC de L'Islet - External link. This link will open in a new window. (site in French only)
Phone: 418-247-7335
Contact by email

Ressource alternative des jeunes de Bellechasse - External link. This link will open in a new window. (site in French only)
Phone: 418-887-7117
Contact by email

Carrefour jeunesse-emploi de Frontenac - External link. This link will open in a new window. (site in French only)
Phone: 418-335-0802
Contact by email

Carrefour jeunesse-emploi de Beauce-Nord - External link. This link will open in a new window. (site in French only)
Phone: 418-386-2532 (Sainte-Marie) ou 418 397-8045 (Saint-Joseph)
Contact by email

Carrefour jeunesse-emploi de Beauce-Sud - External link. This link will open in a new window. (site in French only)
Phone: 418-228-9610
Contact by email

Lanaudière

Carrefour jeunesse-emploi d'Autray-Joliette - External link. This link will open in a new window. (site in French only)
Phone: 450 755-2226
Contact by email

Carrefour jeunesse-emploi L'Assomption - External link. This link will open in a new window. (site in French only)
Phone: 450 581-3785
Contact by email

Carrefour Jeunesse Emploi Matawinie - External link. This link will open in a new window. (site in French only)
Phone: 450 886-9220
Contact by email

Carrefour jeunesse-emploi de Montcalm - External link. This link will open in a new window. (site in French only)
Phone: 450 831-3930
Contact by email

Carrefour jeunesse-emploi des Moulins - External link. This link will open in a new window. (site in French only)
Phone: 450 492-0088
Contact by email

Partners of:
Caisse Desjardins de Kildare
Caisse populaire Desjardins de St-Roch-de-L'Achigan
Caisse Desjardins de la Nouvelle-Acadie
Caisse Desjardins de Montcalm de la Ouareau
Caisse Desjardins du Sud de la Matawinie
Caisse Desjardins de Joliette
Caisse populaire Desjardins Le Manoir
Caisse Desjardins D'Autray
Caisse Desjardins du Nord de Lanaudière
Caisse Desjardins de Terrebonne
Caisse Desjardins Pierre-Le Gardeur

Laurentides

Carrefour jeunesse emploi d'Argenteuil - External link. This link will open in a new window. (site in French only)
Phone: 450-566-5766
Contact by email

Carrefour jeunesse-emploi Thérèse-De-Blainville - External link. This link will open in a new window. (site in French only)
Phone: 450-437-1635
Contact by email

Carrefour jeunesse-emploi de Mirabel - External link. This link will open in a new window. (site in French only)
Phone: 450-420-6262
Contact by email

Carrefour jeunesse-emploi de la MRC Deux-Montagnes - External link. This link will open in a new window. (site in French only)
Phone: 450-974-1635
Contact by email

Carrefour jeunesse-emploi de la MRC des Laurentides - External link. This link will open in a new window. (site in French only)
Phone: 819-425-1200
Contact by email

Carrefour jeunesse-emploi des Pays-d'en-Haut - External link. This link will open in a new window. (site in French only)
Phone: 450-227-0074
Contact by email

Carrefour jeunesse-emploi Rivière-du-Nord - External link. This link will open in a new window. (site in French only)
Phone: 450-431-5253
Contact by email

Laval

Carrefour jeunesse-emploi de Laval - External link. This link will open in a new window.
Phone: 450-967-2535
Contact by email

Partners of:
Caisse Desjardins de Saint-Martin de Laval
Caisse Desjardins du Nord de Laval
Caisse Desjardins de l’Ouest de Laval
Caisse Desjardins de Chomedey
Caisse populaire Desjardins des Mille-Îles
Caisse Desjardins de Vimont-Auteuil
Caisse Desjardins des Grands boulevards de Laval
Caisse Desjardins de Saint-Claude

Mauricie

Carrefour jeunesse-emploi de Shawinigan - External link. This link will open in a new window. (site in French only)
Phone: 819-537-3358
Contact by email

Carrefour jeunesse-emploi Trois-Rivières/MRC des Chenaux - External link. This link will open in a new window. (site in French only)
Phone: 819-376-0179
Contact by email

Carrefour emploi du Haut-St-Maurice - External link. This link will open in a new window. (site in French only)
Phone: 819-523-9274
Contact by email

Carrefour jeunesse-emploi MRC de Maskinongé - External link. This link will open in a new window. (site in French only)
Phone: 819-228-0676
Contact by email

Carrefour emploi Mékinac - External link. This link will open in a new window. (site in French only)
Phone: 418-365-7070
Contact by email

Partners of:
Caisse Desjardins du Centre-de-la-Mauricie
Caisse Desjardins de l'Est de Trois-Rivières
Caisse populaire de Maskinongé
Caisse populaire de Notre Dame du Mont Carmel
Caisse Desjardins Laviolette
Caisse Populaire de St-Alexis-des-Monts
Caisse Desjardins de Mékinac-Des Chenaux
Caisse populaire Desjardins Cité de Shawinigan
Caisse Desjardins des Trois-Rivières
Caisse Desjardins de La Tuque
Caisse Desjardins de l’Ouest de la Mauricie
Caisse Desjardins de Saint-Boniface

Northern Ontario

Conseil de la coopération de l'Ontario - External link. This link will open in a new window.
Phone: 705-560-1121
Contact by email

Partners of:
Caisse populaire Vallée Est limitée
Caisse populaire Vermillon
Voyageur Credit Union

Outaouais

Carrefour jeunesse emploi de l'Outaouais - External link. This link will open in a new window. (site in French only)
Phone: 819-561-7712

Carrefour jeunesse emploi du Pontiac - External link. This link will open in a new window. (site in French only)
Phone: 819-648-5065

Carrefour jeunesse-emploi Papineau - External link. This link will open in a new window. (site in French only)
Phone: 819-986-5248 or 819-983-4135

Carrefour jeunesse-emploi Vallée-de-la-Gatineau - External link. This link will open in a new window. (site in French only)
Phone: 819-441-1165

Partners of:
Caisse Desjardins de Hull-Aylmer
Caisse Desjardins de la Petite-Nation
Caisse Desjardins du Cœur-des-vallées
Caisse des Collines-de-l'Outaouais
Caisse populaire Desjardins Chapeau
Caisse populaire Desjardins de Fort-Coulonge
Caisse populaire Desjardins de la Haute-Gatineau
Caisse populaire Desjardins de Gatineau - Cet hyperlien s'ouvrira dans une nouvelle fenêtre.
Caisse populaire Desjardins Gracefield

Québec-Est

Carrefour jeunesse-emploi de la Capitale-Nationale - External link. This link will open in a new window. (site in French only)
Phone: 418-524-2345
Contact by email

Carrefour jeunesse-emploi Charlesbourg-Chauveau - External link. This link will open in a new window. (site in French only)
Phone: 418-623-3300
Contact by email

Carrefour jeunesse-emploi Montmorency - External link. This link will open in a new window. (site in French only)
Phone: 418-821-0063
Contact by email

Partners of:
Caisse Desjardins de Beauport
Caisse Desjardins de L'Ile d'Orléans
Caisse Desjardins de La Côte-de-Beaupré
Caisse Desjardins de Limoilou
Caisse Desjardins de Québec
Caisse Desjardins des Chutes Montmorency
Caisse Desjardins du Centre-ville de Québec
Caisse Desjardins du Plateau Montcalm
Caisse populaire Desjardins de Charlesbourg

Québec-Ouest—Rive-Sud

Association coopérative d'économie familiale Rive-Sud de Québec - External link. This link will open in a new window. (site in French only)
Phone: 418-835-6633 or 1-877-835-6633
Contact by email

Option travail - External link. This link will open in a new window. (site in French only)
Phone: 418-651-6415

Carrefour jeunesse-emploi de Lotbinière - External link. This link will open in a new window. (site in French only)
Phone: 418-888-8855
Contact by email

Carrefour jeunesse emploi Chauveau - External link. This link will open in a new window. (site in French only)
Phone: 418-847-0308
Contact by email

Partners of:
Caisse Desjardins de l'Université Laval
Caisse Desjardins de la Chaudière
Caisse Desjardins de Lévis
Caisse Desjardins de Sainte-Foy
Caisse Desjardins de Sillery–Saint-Louis-de-France
Caisse Desjardins des Rivières de Québec
Caisse populaire Desjardins de Cap-Rouge
Caisse populaire Desjardins de Saint-Augustin-de-Desmaures
Caisse populaire Desjardins du Piémont Laurentien

Richelieu-Yamaska

Carrefour jeunesse-emploi Comtés Iberville/St-Jean - External link. This link will open in a new window. (site in French only)
Phone: 450-347-4717
Contact by email

Carrefour jeunesse-emploi Comté de Johnson - External link. This link will open in a new window. (site in French only)
Phone: 450-546-0311
Contact by email

Espace carrière (Saint-Hyacinthe) - External link. This link will open in a new window. (site in French only)
Phone: 450-771-4500
Contact by email

Carrefour jeunesse-emploi de Pierre-De Saurel - External link. This link will open in a new window. (site in French only)
Phone: 450-743-1441
Contact by email

Intégration Compétences - External link. This link will open in a new window. (Mont-Saint-Hilaire, Chambly, Saint-Basile-le-Grand) (site in French only)
Phone: 450-464-4481
Contact by email

Rive-Sud de Montréal

Place à l'Emploi (Longueuil) - External link. This link will open in a new window. (site in French only)
Phone: 450-646-1030
Contact by email

Carrefour jeunesse-emploi Saint-Hubert - External link. This link will open in a new window. (site in French only)
Phone: 450-678-7644
Contact by email - External link. This link will open in a new window.

Intégration Compétences - External link. This link will open in a new window. (site in French only)
Phone: 450-464-4481 (Saint-Basile-le-Grand)
Contact by email - External link. This link will open in a new window.

PS Jeunesse - External link. This link will open in a new window. (site in French only)
Phone: 450-377-9155
Contact by email

Carrefour jeunesse-emploi Beauharnois-Salaberry - External link. This link will open in a new window. (site in French only)
Phone: 450-373-6767
Contact by email

Partners of
Caisse Desjardins de Saint-Hubert
Caisse Desjardins du Mont-Saint-Bruno
Caisse Desjardins du Vieux-Longueuil
Caisse Desjardins Pierre-Boucher
Caisse Desjardins des Moissons
Caisse Desjardins de Châteauguay
Caisse Desjardins des Seigneuries de la frontière
Caisse populaire Kahnawake
Caisse Desjardins de l'Ouest de la Montérégie
Caisse Desjardins du Haut-Saint-Laurent
Caisse Desjardins de Salaberry-de-Valleyfield
Caisse populaire Desjardins Beauharnois

Saguenay-Lac-Saint-Jean

Carrefour jeunesse-emploi Saguenay - External link. This link will open in a new window. (site in French only)
Téléphone : 418 697-0634
Contact by email

Centre populaire de Roberval - External link. This link will open in a new window. (site in French only)
Phone: 418-275-4222
Contact by email

Service budgétaire Lac-Saint-Jean-Est (Alma) - External link. This link will open in a new window. (site in French only)
Téléphone : 418 668-2148
Contact by email

Service budgétaire et communautaire de la MRC Maria-Chapdelaine (Dolbeau-Mistassini) - External link. This link will open in a new window. (site in French only)
Phone: 418-276-1211
Contact by email

Service budgétaire de Saint-Félicien - External link. This link will open in a new window. (site in French only)
Phone: 418-679-4646
Contact by email

Cégep de Jonquière - External link. This link will open in a new window. (site in French only)
Phone: 418-547-2191

Partners of:
Caisse Desjardins d'Arvida-Kénogami
Caisse Desjardins de Chicoutimi
Caisse Desjardins de Jonquière
Caisse Desjardins de La Baie
Caisse Desjardins de la Rivière-Nord du Saguenay
Caisse Desjardins des Cinq-Cantons
Caisse Desjardins du Domaine-du-Roy
Caisse Desjardins du Bas-Saguenay
Caisse Desjardins du Nord du Lac-Saint-Jean
Caisse Desjardins du Pekuakami
Caisse populaire Desjardins d'Alma
Caisse populaire Desjardins des Plaines boréales

Western Montreal

Carrefour jeunesse-emploi Montréal Centre-ville - External link. This link will open in a new window. (site in French only)
Phone: 514-875-9770
Contact by email (site in French only)

Carrefour jeunesse-emploi de l'Ouest-de-l'Île - External link. This link will open in a new window. (site in French only)
Phone: 514-782-0433
Contact by email (site in French only)

Carrefour jeunesse-emploi de Côte-des-Neiges, Mont-Royal et Outremont - External link. This link will open in a new window. (site in French only)
Phone: 514-342-5678
Contact by email (site in French only)

Carrefour jeunesse-emploi Notre-Dame-de-Grâce - External link. This link will open in a new window. (site in French only)
Phone: 514-482-6665
Contact by email (site in French only)

Carrefour jeunesse-emploi Ahuntsic-Bordeaux-Cartierville - External link. This link will open in a new window. (site in French only)
Phone: 514-383-1136
Contact by email (site in French only)

Carrefour jeunesse-emploi de Verdun - External link. This link will open in a new window.
Phone: 514-767-9971
Contact by email

Destination Travail du Sud-Ouest de l’Île Montréal Inc. - External link. This link will open in a new window. (site in French only)
Phone: 514-368-1832
Contact by email (site in French only)

Carrefour jeunesse-emploi Centre-Sud/Plateau Mont-Royal/Mile-End - External link. This link will open in a new window. (site in French only)
Phone: 514-528-6838
Contact by email (site in French only)

Carrefour jeunesse-emploi Saint-Laurent - External link. This link will open in a new window. (site in French only)
Phone: 514-855-1616
Contact by email (site in French only)

Carrefour jeunesse-emploi Vaudreuil-Soulanges - External link. This link will open in a new window. (site in French only)
Phone: 450-455-3185
Contact by email (site in French only)

Carrefour jeunesse-emploi de Marquette - External link. This link will open in a new window. (site in French only)
Phone: 514-875-9770
Contact by email (site in French only)

Regroupement économique et social du Sud-Ouest (RESO) - External link. This link will open in a new window. (site in French only)
Phone: 514-931-5737
Contact by email (site in French only)

The Desjardins Personal Financial Index

Measure your financial skills and knowledge.

My index - Budgeting, debts, savings, insurance...
My index 2 - Have you taken control of your finances?
My index 3 - Spending, saving, protecting your assets...

Stay connected

Whether you’re an individual member, experienced investor or business owner, sign up for our monthly newsletters that offer you a summary of the best content prepared by Desjardins experts.

Social Media

About us

Mobile, GPS and RSS

Toolbar

Open toolbar

Close toolbar

See all Tools by category
See all Advice by category
FAQ See frequently asked questions by category
See Site help section

Desjardins website

Choose province (Canada) or state (United States), and language

Online services – AccèsD, AccèsD Affaires, online brokerage, full service brokerage.

Log on

Online transactions

Online brokerage

Full service brokerage

See other Desjardins sites

Choose your region

Menu

Personal Finance: I'm in Charge - An educational program for young adults

Desjardins ad

Personal Finance

Why you should take the course

Why you should take the course

Revealing comments

An overview of the 16 modules

The essentials

Everyday life

Education and employment

Financial services

Registration

The Desjardins Personal Financial Index

Stay connected

Site map

Social Media

Toolbar

Tools

Personal

Business

Advice

FAQ

Top 5 FAQs

Site help

Security

FAQ