Choose province (Canada) or state (United States), and language

Online services – AccèsD, AccèsD Affaires, online brokerage, full service brokerage.

Log on to Desjardins online services.
 

Your browser is configured to not accept cookies. Some features of the site are not available or will not work correctly without cookies. Also, some information presented might not apply to your situation.
See How to enable cookies

Your browser is not supported by our website. Some features of the site are not available or will not work correctly.
See the procedure to update your browser.

Microsoft Edge causes problems on AccèsD. To fix the issue, please install the most recent Windows update.

Articles

Designed for parents, these articles cover topics such as consumption, savings and budgets, to help you talk finance with your children.

I want, therefore I need?

There's a point in our lives when we come to realize the world is full of possibilities—it's called adolescence! During this time, kids don't want to miss out on a thing; they think in the here and now, and live by the YOLO mantra: You only live once.

Read article I want, therefore I need?

Does your child know how to protect their personal information on the web?

Like most parents, you've probably warned your kids to beware of strangers. But did you think of doing the same when it comes to their online activities? You can start talking to your kids about the importance of protecting their personal information as early as the age of 6.

Read article Does your child know how to protect their personal information on the web?

How do your teens spend money?

Prime targets of marketers, influenced by their peers, brand consumers: these are just some of the words that come to mind when thinking of teenagers and their spending habits. In your opinion, are these perceptions accurate?

Read article How do your teens spend money?

Managing your children's expectations

Intrinsically linked to savings and spending, the ability to manage expectations at a young age is a major learning opportunity that will shape many behaviours of adulthood.

Read article Managing your children's expectations

8 simple ways to promote team spirit among youth

Teach your children how to take their place, and only their place, when working as a team.

Read article 8 simple ways to promote team spirit among youth

Striking a balance between cooperation and competition

Children have to learn to work as a team, but also to set themselves apart from the competition when necessary.

Read article Striking a balance between cooperation and competition

The pros and cons of credit

Understanding how specific forms of credit work and asking questions before taking a loan is still the best way to get maximum advantage and stay in control of your credit.

Read article The pros and cons of credit

Thinking about retirement from the age of 16

Too soon, you say? Not at all! It's never too early to save to pay for studies or buy a first home.

Read article Thinking about retirement from the age of 16

Experience: A crucial step toward independence

There's only one way to learn, and that's with experience. Children can start making financial decisions at a young age. As they get older, they become more capable of making smart decisions.

Read article Experience: A crucial step toward independence

Is your child generous?

Very young children are egocentric by nature. They learn to share with age and experience.

Read article Is your child generous?

5 misconceptions about the cooperative model

The list of youth coop projects is long. There are, however, a few myths to debunk to get a better understanding of cooperatives.

Read article 5 misconceptions about the cooperative model

Kids and nature deficit disorder

Young people are increasingly out of touch with nature and this deficit can affect their development. How to reacquaint children and teens with the environment.

Read article Kids and nature deficit disorder

The art of choosing wisely comes from experience

Use 2 simple techniques to teach your children good money management practices.

Read article The art of choosing wisely comes from experience

Helping your teen manage their summer earnings

Summer has come to an end, and so has your teen's summer job. That job gave them money to spend on entertainment and treats and might have also gone toward paying for activities throughout the year. But now that those paycheques have stopped, how do you balance the family budget?

Read article Helping your teen manage their summer earnings

The art of lending your teen money

For your teen, there are many steps on the road to independence. One of the biggest milestones is when they start taking responsibility for paying for the things they want.

Read article The art of lending your teen money

Helping your teenager find their first job

School's not out yet, but your teenaged son or daughter is already intent on finding a job for the summer. How can you help them in this next stage of their life? No need to panic—we've got you covered!

Read article Helping your teenager find their first job

Fundraising campaigns: unexpected benefits

Your child's school is organizing yet another fundraising campaign. You're tempted to buy up all of the chocolate bars so your kid doesn't have to sell them—but what if you considered this an educational opportunity?

Read article Does your teen talk to you about money?

When should you start talking about finances with your kids?

There are 2 major points to consider when talking about finances with your kids: their psychological development and schooling.

Read article When should you start talking about finances with your kids?

Debit and credit cards: How young is too young?

As a parent, you're fully aware that your children will one day hold their own credit and debit cards. Perhaps they've already asked you for payment cards. But here's the million-dollar question: when should you grant your kids access to debit and credit card?

Read article Debit and credit cards: How young is too young?

The art of financial empowerment: Talking to our kids about money

Should you share your financial concerns with your children? Not necessarily. However, it's important to teach them that you need to work to buy things.

Read article The art of financial empowerment: Talking to our kids about money

A weekly allowance: Yes, no… maybe?

Every case is different, but one thing is certain: giving kids an allowance gives them the chance to learn to manage money.

Read article A weekly allowance: yes, no… maybe?

5 myths about budgets

Most people think that making a budget is a good idea. And yet, very few actually make one. Why is that?

Read article 5 myths about budgets

6 great reasons to talk to kids about money

It's not easy talking to your kids about money. According to a 2012 survey conducted by Ipsos Reid, a quarter of young Canadians under 18 rarely, if ever, discuss money with their parents.

Read article 6 great reasons to talk to kids about money

Social media: A paranoia-free way to guide teens

Not a week goes by without hearing some horror story about young people and social media. Is the web a dangerous place? Not terribly… provided a few rules of prudence and courtesy are respected.

Read article Social media: A paranoia-free way to guide teens

The entrepreneurial streak: nature or nurture?

Surveys show that one third of parents want their children to start their own business. This raises an important question: is an entrepreneurial streak innate or acquired?

Read article The entrepreneurial streak: nature or nurture?

Consumption: Like parent, like child?

4 approaches to pass on sound financial habits to your children.

Read article Consumption: like parent, like child?

Graduating from the piggy bank to the savings account

While piggy banks help teach children about saving, having their own account is a plus. It makes children feel all grown up. They have more responsibility and they feel more important.

Read article Graduating from the piggy bank to the savings account

Advertising and the law: Are children protected?

In Quebec, the law protects children against the onslaught of advertising, which isn't to say that children aren't exposed to every logo out there. They recognize them even before they can read.

Read article  Advertising and the law: Are children protected?

Toolbar