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You are here: Home > Business > Insurance > Life and health insurance > Life insurance > Permanent > Vision Death Coverage

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Vision Death Coverage

  • Provides you with lifetime coverage
  • Pays a tax-free lump-sum benefit to your beneficiaries when you die
  • Is right for you if you have long-term financial responsibilities

Features

Eligibility

Ages 0 to 75

Coverage period

Provides you with lifetime coverage

Benefit amount

A financial security advisor1 will help you choose the amount that's right for you

Cost

Choose between a fixed premium or premiums that vary based on your age

Other

Lets you:

Assistance services

Provides access to several Guide, Protect and Support Program assistance services at no extra charge:

1. In Ontario, this refers to a life and health insurance representative employed by Desjardins Insurance. In Quebec, this refers to a financial security advisor employed by Desjardins Financial Security, Financial Services Firm and assigned to a Desjardins caisse.

Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company.

2. Some conditions apply. Available only with certain coverages.

Joint insurance

With Vision Death Coverage, you can choose to jointly insure from 2 to 5 people under the same policy. You can also choose to have the benefit paid on the first or the last death.

3 options

  • Joint first-to-die insurance (2 to 5 insureds)
    • The benefit is paid on the death of the first insured
    • If multiple insureds die at the same time, the insurer will pay the selected benefit amount for each insured
  • Joint last-to-die insurance (2 insureds)
    • The benefit is paid to the beneficiary of the insured who dies last
    • It's a great choice for couples who want to make sure their heirs have enough money for the income tax that needs to be paid on the death of the second insured
  • Joint last-to-die insurance paid up on first death (2 insureds)
    • The benefit is paid on the death of the second insured
    • After the first insured dies, the surviving insured doesn't pay any more premiums

This coverage is a product of Desjardins Insurance. In Ontario, it's distributed through life and health insurance representatives employed by Desjardins Insurance, and in Quebec, it's distributed through financial security advisors employed by Desjardins Financial Security, Financial Services Firm. Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company.

This web page is for information purposes only. Only the policy and insurance application will be used to settle legal disputes. Some exclusions and restrictions apply.

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