Plans
Reduce your operating costs
Transaction plans are designed especially for businesses, self-employed workers and non-profit organizations.
- Save on user fees for regular transactions
- Register free of charge for AccèsD Affaires
- Flat monthly fees, known ahead of time
- Annual fees for night deposit included in some plans
Features
- Applies to chequing accounts
- No long-term commitment, since you can change or withdraw from the plan at any time
- Per transaction fees charged for any excess transactions
- Transaction plans comparative table (PDF, 52 KB) - This link will open in a new window.
- Plan with business financing: save by choosing a transaction plan that includes the Business Freedom Solutions option
Description and monthly fees
- 3 teller transactions a month for depositing cash
- 50 items, $5,000 in bills and $500 in change
- 22 automated or semi-automated transactions (AccèsD Affaires and ATMs)
Get 25 additional automated or semi-automated transactions when you maintain an average monthly balance of $25,000 in your chequing account1.
By having access to AccèsD Affaires's many online services and tools, you'll find it easier to manage your finances.
- 35 automated transactions (Interac™ e-Transfers included)2
- Unlimited deposits via Desjardins point-of-sale terminal
- Visa Desjardins Business Freedom Solutions
- Online monthly statement, cheques or other items not returned
- No charge for the first 15 items, $3,000 in banknotes and $100 in coins deposited3
- Bank confirmation (AccèsD Affaires)
- 55 transactions, automated or at the teller counter
- Unlimited deposits via Desjardins point-of-sale terminal
- Online monthly statement, cheques or other items not returned
- No charge for the first 40 items, $8,000 in banknotes and $100 in coins deposited3
- Bank confirmation (AccèsD Affaires)
- 55 transactions, automated or at the teller counter (Interac™ e-Transfers included)2
- Unlimited deposits via Desjardins point-of-sale terminal
- Visa Desjardins Business Freedom Solutions
- Online monthly statement, cheques or other items not returned
- No charge for the first 40 items, $8,000 in banknotes and $100 in coins deposited3
- Bank confirmation (AccèsD Affaires)
- 75 transactions, automated or at the teller counter (Interac™ e-Transfers included)2
- Unlimited deposits via Desjardins point-of-sale terminal
- Online monthly statement, cheques or other items not returned
- No charge for the first 40 items, $8,000 in banknotes and $200 in coins deposited3
- Bank confirmation (AccèsD Affaires)
- 75 transactions, automated or at the teller counter (Interac™ e-Transfers included)2
- Unlimited deposits via Desjardins point-of-sale terminal
- Visa Desjardins Business Freedom Solutions
- Online monthly statement, cheques or other items not returned
- No charge for the first 40 items, $8,000 in banknotes and $200 in coins deposited3
- Bank confirmation (AccèsD Affaires)
- 100 transactions, automated or at the teller counter (Interac™ e-Transfers included)2
- Unlimited deposits via Desjardins point-of-sale terminal
- Online monthly statement, cheques or other items not returned
- No charge for the first 70 items, $8,000 in banknotes and $200 in coins deposited3
- Bank confirmation (AccèsD Affaires)
- 100 transactions, automated or at the teller counter (Interac™ e-Transfers included)2
- Unlimited deposits via Desjardins point-of-sale terminal
- Visa Desjardins Business Freedom Solutions
- Online monthly statement, cheques or other items not returned
- No charge for the first 70 items, $8,000 in banknotes and $200 in coins deposited3
- Bank confirmation (AccèsD Affaires)
- 300 transactions, automated and teller services (Interac™ e-Transfers included)2
- Unlimited deposits at Desjardins point-of-sale terminals
- Online monthly statements with optional return (cheques and other items)
- No charge for the first 100 items, $25,000 in banknotes and $250 in coins deposited3
- Bank confirmation (AccèsD Affaires)
- 300 transactions, automated and teller services (Interac™ e-Transfers included)2
- Unlimited deposits via Desjardins point-of-sale terminal
- Visa Desjardins Business Freedom Solutions
- Online monthly statements with optional return(cheques and other items)
- No charge for the first 100 items, $25,000 in banknotes and $250 in coins deposited3
- Bank confirmation (AccèsD Affaires)
Save even more with your transaction plan by adding the Visa Desjardins Business card. The advantages include:
- One of the lowest interest rates in the country
- a cashback program
- free access to experienced lawyers
- Accord D Business financing
The annual fee for a Business card is $60, to be paid in a single payment (equivalent to $5 a month).
Learn more about the Business card.
Fees subject to change without notice. Additional fee of $1.25 to $2.50 per excess item.
- The extra transactions are automated or semi-automated transactions.
- Cheques and teller transactions are not included in the 20 transaction plan. Teller services are not included in the 35 transaction plan.
- For large volumes, the caisse reserves the right to invoice additional fees or to modify the plan. To change cash, additional fees (charge per item) will be charged for handling.
