Plans

Reduce your operating costs

Transaction plans are designed especially for businesses, self-employed workers and non-profit organizations.

  • Save on user fees for regular transactions
  • Stop paying monthly management fees
  • Register free of charge for AccèsD Affaires (except for optimum offer)
  • Flat monthly fees, known ahead of time
  • Annual fees for night deposit included in some plans

Changes to business fees

Please note that effective July 1, 2018, minor changes will be made to certain fees.

Membres advantages  : Welcome kit: great savings for new business members

Features

Description and monthly fees

  • 3 teller transactions a month for depositing cash
  • 50 items, $5,000 in bills and $500 in change
  • 22 automated or semi-automated transactions (AccèsD Affaires and ATMs)

Get twice as many transactions (50)1 when you maintain an average monthly balance of $25,000 in your chequing account.

The Intermediate offer from AccèsD Affaires also includes:

  • multi-user access to several accounts, with dual signature approval
  • online monthly account statements and online cheque imaging at no extra cost
  • no sign-up fees for the night deposit service2
  • 10 automated transactions3
  • Unlimited deposits via Desjardins point-of-sale terminal
  • AccèsD Affaires4
  • Online monthly statement, cheques or other items not returned
  • Charge per item deposited5
  • Bank confirmation (AccèsD Affaires)
  • 10 automated transactions3
  • Unlimited deposits at Desjardins point-of-sale terminals
  • AccèsD Affaires4
  • Visa Desjardins Business Freedom Solutions
  • Online monthly statements with optional return(cheques and other items)
  • Charge per item deposited5
  • Bank confirmation (AccèsD Affaires)
  • 30 automated transactions3
  • Unlimited deposits via Desjardins point-of-sale terminal
  • AccèsD Affaires4
  • Online monthly statement, cheques or other items not returned
  • No charge for the first 15 items, $3,000 in banknotes and $100 in coins deposited5
  • Night deposit included in annual fee
  • Bank confirmation (AccèsD Affaires)
  • 30 automated transactions3
  • Unlimited deposits via Desjardins point-of-sale terminal
  • AccèsD Affaires4
  • Visa Desjardins Business Freedom Solutions
  • Online monthly statement, cheques or other items not returned
  • No charge for the first 15 items, $3,000 in banknotes and $100 in coins deposited5
  • Night deposit included in annual fee
  • Bank confirmation (AccèsD Affaires)
  • 55 transactions, automated or at the teller counter
  • Unlimited deposits via Desjardins point-of-sale terminal
  • AccèsD Affaires4
  • Online monthly statement, cheques or other items not returned
  • No charge for the first 40 items, $8,000 in banknotes and $100 in coins deposited5
  • Night deposit included in annual fee
  • Bank confirmation (AccèsD Affaires)
  • 55 transactions, automated or at the teller counter
  • Unlimited deposits via Desjardins point-of-sale terminal
  • AccèsD Affaires4
  • Visa Desjardins Business Freedom Solutions
  • Online monthly statement, cheques or other items not returned
  • No charge for the first 40 items, $8,000 in banknotes and $100 in coins deposited5
  • Night deposit included in annual fee
  • Bank confirmation (AccèsD Affaires)
  • 75 transactions, automated or at the teller counter
  • Unlimited deposits via Desjardins point-of-sale terminal
  • AccèsD Affaires4
  • Online monthly statement, cheques or other items not returned
  • No charge for the first 40 items, $8,000 in banknotes and $200 in coins deposited5
  • Night deposit included in annual fee
  • Bank confirmation (AccèsD Affaires)
  • 75 transactions, automated or at the teller counter
  • Unlimited deposits via Desjardins point-of-sale terminal
  • AccèsD Affaires4
  • Visa Desjardins Business Freedom Solutions
  • Online monthly statement, cheques or other items not returned
  • No charge for the first 40 items, $8,000 in banknotes and $200 in coins deposited5
  • Night deposit included in annual fee
  • Bank confirmation (AccèsD Affaires)
  • 100 transactions, automated or at the teller counter
  • Unlimited deposits via Desjardins point-of-sale terminal
  • AccèsD Affaires4
  • Online monthly statement, cheques or other items not returned
  • No charge for the first 70 items, $8,000 in banknotes and $200 in coins deposited5
  • Night deposit included in annual fee
  • Bank confirmation (AccèsD Affaires)
  • 100 transactions, automated or at the teller counter
  • Unlimited deposits via Desjardins point-of-sale terminal
  • AccèsD Affaires4
  • Visa Desjardins Business Freedom Solutions
  • Online monthly statement, cheques or other items not returned
  • No charge for the first 70 items, $8,000 in banknotes and $200 in coins deposited5
  • Night deposit included in annual fee
  • Bank confirmation (AccèsD Affaires)
  • 300 transactions, automated and teller services
  • Unlimited deposits at Desjardins point-of-sale terminals
  • AccèsD Affaires4
  • Online monthly statements with optional return (cheques and other items)
  • No charge for the first 100 items, $25,000 in banknotes and $250 in coins deposited5
  • Night deposit included in annual fee
  • Bank confirmation (AccèsD Affaires)
  • 300 transactions, automated and teller services
  • Unlimited deposits via Desjardins point-of-sale terminal
  • AccèsD Affaires4
  • Visa Desjardins Business Freedom Solutions
  • Online monthly statements with optional return(cheques and other items)
  • No charge for the first 100 items, $25,000 in banknotes and $250 in coins deposited5
  • Night deposit included in annual fee
  • Bank confirmation (AccèsD Affaires)

Save even more with your transaction plan by adding the Visa Desjardins Business card. The advantages include:

  • One of the lowest interest rates in the country
  • a cashback program
  • free access to experienced lawyers
  • Accord D Business financing

The annual fee for a Business card is $60, to be paid in a single payment (equivalent to $5 a month).

Learn more about the Business card.

Fees subject to change without notice. Additional fee of $1.25 to $2.50 per excess item.

  1. The extra transactions are automated or semi-automated transactions.
  2. Fees only apply for deposit bags.
  3. Transactions at the teller counter are not included in the 10 and 30 transaction plans, with or without the Visa Desjardins Business Freedom Solutions option (additional fees apply).
  4. May vary depending on which option you choose.
  5. For large volumes, the caisse reserves the right to invoice additional fees or to modify the plan. To change cash, additional fees (charge per item) will be charged for handling.