Fees for international services

Transactions	Fee
Purchase/sale of foreign currencies other than USD
Member	$3.50
Non-member	$5
Cashing of traveller's cheques	no fee

Cashing or depositing cheques, money orders or drafts into a C$ account

Transaction	Fee
U.S. funds	$2.50
Other currencies	$12
US$ cheque issued on a C$ account	$17

Money orders or drafts

Transaction	Fee
Issued in Canadian, U.S. or other currency	$7.50
Photocopy as proof of cashing	$10 min., $15 max.
Reimbursement or replacement after loss or theft	$10 min., $20 max.

Funds transfers

Transaction	Fee
Receipt1
if < $50	No fee
if > $50	C$15 or US$
Investigation1	$25 min.
Sent to Canada1 2
Swift
At the counter	$30 min., $50 max.
On AccèsD Affaires	$25 min., $45 max.
Sent to Desjardins Bank2	$5 min., $10 max.
Sent abroad12
At the counter	$5 min., $80 max
On AccèsD Affaires	$5 min., $75 max
Direct deposit
Inter-caisse3
At the counter	$2
On AccèsD Affaires	$0.95
To other institutions3
At the counter	$5 to $12.50, depending on destination
On AccèsD Affaires	$0,95 to $10, depending on destination

Collection

Transaction	Fee
Clean item (cheque, letter of exchange and instrument) (outbound: item worth over C$100)	$30 min., $200 max
Documentary item	$60 min., $275 max
Returned item	$50

Desjardins factoring (purchase and credit)
Fee depends on commercial and political risks involved

U.S. lockbox

Transaction	Fee
Monthly rental fee	US$100
Deposited item and images	US$1.18/deposited item

U.S. Commercial Account (in USD)

Transaction	Fee
Desjardins Bank
Charge to open file	$50
Business chequing account
Monthly management fee	US$12 if min. daily balance < US$5,000
Per transaction fee	US$0.13/debit US$0.09/credit or deposit
Clearing (per item)	US$0.90
Overdraft	US$35
High-Yield Account
Monthly management fee	US$25 if min. daily balance < US$15,000
Overdraft	US$30
Stop payment (single or cheque series)	$35 (plus banking fee if applicable)
NSF cheque	$30
Irregular cheque	US$5

France

Provided upon request

Documentary letter of credit

Transaction	Fee
Import
Drafting fees	$100/hour
Issuance	$125 min.
Commission on drawings	Between 0.375% and 0.75%, depending on the term $75 min.
Amendment	$75
Unused or cancelled credit	$75 min., $275 max.
Discharge, indemnity, release of goods	$50
Consultation	$100/hr
Mail	Variable, $25 min.
Telecommunication	Variable, $25 min.
Miscellaneous fees	Variable
Export
Advising	$75
Payment and negotiation commission	0.125% or $100 min.75
Amendment	$75
Confirmation	Variable
Unused or cancelled credit	$75 min.
Draft acceptance at term	0.125% per 30 day periods, or $75 min.
Assignment of proceeds	0.125% ($150 min.)
Pre-advice	$25
Documents with discrepancies	$75
Transfer	Highest of 0.25% or $225
Reimbursement fee	$100
Consultation	$100/hr
Mail	Variable, $25 min.
Telecommunication	Variable, $25 min.
Inter-caisse payment	$15

Letter of guarantee and standby letter of credit

Transaction	Fee
Issued
Drafting fees	$100/hour
Issuance	$125 minimum
Commission	Between 0.5% to 2.5% ($100 min.)
Amendment	$75
Consultation	$100/hr
Received
Advising	$75
Consultation	$100/hr
Confirmation	Variable
Amendment	$75