FAQ – Travel insurance – Annual travel insurance with The Quattra Advantage

Lower RRIF minimum withdrawals

If you want to know more about the governmentís announcement to lower RRIF minimum withdrawals, speak to your caisse advisor or go to the Government of Canada website - External link. This link will open in a new window..

No, the premiums are payable annually. Your insurance will be renewed automatically each year unless you instruct us otherwise. Weíll send you a notice 30 days before the renewal date to give you time to make your decision.

Remember that the usual limitations for pre-existing illnesses and injuries will continue to apply for each trip you take. However, if the illness or injury has been stable for at least six months, youíll be covered.

The premium isnít guaranteed, but a change to your health wonít increase your premium for the four years following your purchase. A cost-of-living increase, however, may apply.

Absolutely! The number of days of insurance included with your card will automatically be knocked off of your premium. Youíll also get any other applicable discounts at the time of purchase.

When you take out a annual travel insurance policy, make sure to select the number of days that best meets your travel needs. You can always add days to your policy for a specific trip, but youíll have to fill out a medical questionnaire again.

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