RRSP loan
These are the current rates for each of our financing products, the amount you need for your annual RRSP contribution or unused contribution room, and for each term.
Current rates on July 4, 2008
Term* |
Interest rate |
|---|---|
1 year |
6.30% |
2 years |
7.65% |
3 years |
7.65% |
4 years |
7.85% |
5 years |
8.10% |
 |
|
Term* |
Interest rate |
|---|---|
1 year |
6.30% |
2 years |
7.65% |
3 years |
7.65% |
4 years |
7.85% |
5 years |
8.10% |
More than 5 years |
For the current rate, contact an advisor at a caisse. |
|
|
* To find out more about the term best suited to your needs, call 1-800-CAISSES (1-800-224-7737) or contact an advisor at a caisse.
With Accord D RRSP financing, Desjardins makes it possible for you to take advantage of a 6 month period to defer payment of the principal on your financing until you get your income tax refund (if you are eligible for such a refund). In that case, the interest is required during the deferment period and following that period, principal and interest are required.
Term |
Interest rate |
|---|---|
1 year |
4.75% |
2 years |
5.25% |
3 years |
5.25% |
4 years |
5.25% |
5 years |
5.25% |
More than 5 years |
For the current rate, contact an advisor at a caisse. |
|
|
Member dividends: a real advantage!
The member dividend you receive is proportional to your volume of business with the caisse during the year. In other words, the more products and services you use, the more you get paid! Member dividends are calculated on loans, term savings deposits and deferred tax savings plans1.
Find out more about member dividends
To find out more about ways Desjardins can help you contribute to your RRSP, read the RRSP loan section.
1. Certain conditions apply. Member dividends do not apply to the Accord D financing program.
Last update: June 18, 2008
Rates are subject to change without prior notice. Rates may vary according to your credit rating, the amount borrowed, guarantees offered and other factor. Certain conditions apply. Borrowing to invest is a leverage opportunity. If the loan amount
is invested in investment funds, the risk is even higher. See a Group Savings Representative to find out more.
These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.
For additional information, please contact an advisor at a caisse.
