Personal loan

These are the current rates for each financing product.

Current rates on May 17, 2008

Accord D financing between $500 and $4,999 – Fixed rate

Term*	Interest rate
1 year	14.25%
2 years	14.25%
3 years	14.25%
4 years	14.25%
5 years	14.25%

Accord D financing between $5,000 and $12,500 – Fixed rate

Term*	Interest rate
1 year	12.00%
2 years	12.25%
3 years	12.25%
4 years	12.75%
5 years	13.25%

Personal loan and Accord D financing between $12,501 and $25,000 – Fixed rate

Term*	Interest rate
1 year	10.75%
2 years	11.00%
3 years	11.25%
4 years	11.25%
5 years	11.50%

Personal loan and Accord D financing between $25,001 and $40,000 – Fixed rate

Term*	Interest rate
1 year	10.50%
2 years	10.75%
3 years	11.00%
4 years	11.00%
5 years	11.00%

Personal loan of $40,001 or more and Accord D financing between $40,001 and $50,000 – Fixed rate

Term*	Interest rate
1 year	10.00%
2 years	10.25%
3 years	10.50%
4 years	10.50%
5 years	10.75%

* To find out more about the term best suited to your needs, call 1-800-CAISSES (1-800-224-7737) or contact an advisor at a caisse.

Personal loan – Variable rate

Amount	Interest rate
$5,000 to $12,500	10.25%
$12,501 to $25,000	9.75%
$25,001 or more	For the current rates, call 1-800-CAISSES (1-800-224-7737).

Adoption loan – The Desjardins Family Financial Support Program

For the special rates offered as part of this program, call 1-800-CAISSES (1-800-224-7737) or contact an advisor at a caisse.

Member dividends: a real advantage!

The member dividend you receive is proportional to your volume of business with the caisse during the year and to its financial results. In other words, the more products and services you use, the more you get paid! Member dividends are calculated on loans, term savings deposits and deferred tax savings plans¹.

Find out more about member dividends

To find out more about how you can get financing from Desjardins, read the Personal loan section.

1. Certain conditions apply. Member dividends do not apply to the Accord D financing program.

Last update: May 9, 2008
Rates are subject to change without prior notice. Rates may vary according to your credit rating, the amount borrowed, guarantees offered and other factor. Certain conditions apply.
These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.
For additional information, please contact an advisor at a caisse.