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Personal loan

These are the current rates for each financing product.

Current rates on February 10, 2012

Accord D financing between $500 and $4,999 – Fixed rate

Term*	Interest rate
1 year	14.75%
2 years	14.75%
3 years	14.75%
4 years	14.75%
5 years	14.75%

Accord D financing between $5,000 and $12,500 – Fixed rate

Term*	Interest rate
1 year	13.00%
2 years	13.25%
3 years	13.25%
4 years	13.50%
5 years	13.75%

Personal loan and Accord D financing between $12,501 and $25,000 – Fixed rate¹

Term*	Interest rate
1 year	11.75%
2 years	12.00%
3 years	12.25%
4 years	12.25%
5 years	12.50%

Personal loan and Accord D financing between $25,001 and $40,000 – Fixed rate¹

Term*	Interest rate
1 year	11.50%
2 years	11.75%
3 years	12.00%
4 years	12.00%
5 years	12.00%

Personal loan of $40,001 or more and Accord D financing between $40,001 and $50,000 – Fixed rate¹

Term*	Interest rate
1 year	11.00%
2 years	11.25%
3 years	11.50%
4 years	11.50%
5 years	11.75%

* To find out more about the term best suited to your needs, call 1-800-CAISSES (1-800-224-7737) or contact an advisor at a caisse.

Personal loan – Variable rate¹

Amount	Interest rate
$5,000 to $12,500	10.50%
$12,501 to $25,000	10.00%
$25,001 or more	For the current rates, 1-800-CAISSES (1-800-224-7737).

Adoption loan – The Desjardins Family Financial Support Program

For the special rates offered as part of this program, call 1-800-CAISSES (1-800-224-7737) or contact an advisor at a caisse.

Last update: February 2, 2012
Rates are subject to change without prior notice. Rates may vary according to your credit rating, the amount borrowed, guarantees offered and other factor. Certain conditions apply.
These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.
For additional information, please contact an advisor at a caisse.

1. In Ontario, the annual percentage rate (APR) is equal to the posted interest rate, assuming that there are no additional charges applicable to the loan. Should there be such charges, the APR might be different. Does not apply to Accord D Financing.