Student loan

Get the current rates for each credit product.

Current rates on July 4, 2008

Student Advantage Line of Credit

Minimum rate	Maximum rate
5.50%	6.50%

Student STRATEGIC Line of Credit¹

For the current rates, contact an advisor at a caisse.

VISA FOR STUDENTS ONLY

Regular interest rate	Reduced interest rate2
18.40%	11.40%

Note: These rates apply to purchases and cash advances.

Government Guaranteed Student Loan

Quebec students	Ontario students
For the repayment terms of your student loan, contact the Desjardins Student Loan Management Service by phone at 1-866-388-3373 or by e-mail.	For the rates and repayment terms of your student loan taken out before August 1, 2001, contact an advisor at a caisse.
For the interest rate on your student loan, contact Aide financière aux études.	For the rates and repayment terms of your student loan taken out after August 1, 2001, contact the National Student Loan Service Centre.

Member dividends: a real advantage!

The member dividend you receive is proportional to your volume of business with the caisse during the year. In other words, the more products and services you use, the more you get paid! Member dividends are calculated on loans, term savings deposits and deferred tax savings plans³.

Find out more about member dividends

To find out more about ways Desjardins can help students get financing, read the Student loans and credit section.

1. Available only in Quebec.
2. $25 annual fee.
3. Certain conditions apply. Member dividends do not apply to the Accord D Desjardins financing program.

Last update: June 18, 2008
Rates are subject to change without prior notice. Rates may vary according to your credit rating, the amount borrowed, guarantees offered and other factor. Certain conditions apply.
These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.
For additional information, please contact an advisor at a caisse.