Auto loan
These are the current rates for each of our financing products, the amount you need to buy your new or used vehicle, and for each term.
Current rates on October 11, 2008
Term* |
Interest rate |
|---|---|
1 year |
14.25% |
2 years |
14.25% |
3 years |
14.25% |
4 years |
14.25% |
5 years |
14.25% |
 |
|
Term* |
Interest rate |
|---|---|
1 year |
12.00% |
2 years |
12.25% |
3 years |
12.25% |
4 years |
12.75% |
5 years |
13.25% |
|
|
* To find out more about the term best suited to your needs, call 1-800-CAISSES (1-800-224-7737) or contact an advisor at a caisse.
Amount |
Term |
Interest rate |
$12,501 to $16,499 |
1 to 5 years |
9.98% |
|---|---|---|
$16,500 to $22,999 |
1 to 5 years |
8.98% |
$23,000 or more |
1 to 5 years |
7.98% |
|
||
Amount |
Interest rate |
|---|---|
$12,501 or more |
7.74% |
|
|
Multiproject Option ($10,000 or more)
The Multiproject Option is available exclusively to members with a Desjardins mortgage.
Find out more about the Multiproject Option
Member dividends: a real advantage!
The member dividend you receive is proportional to your volume of business with the caisse during the year. In other words, the more products and services you use, the more you get paid! Member dividends are calculated on loans, term savings deposits and deferred tax savings plans1.
Find out more about member dividends
To find out more about ways Desjardins can help you finance a car, read the Auto Loan section.
1. Certain conditions apply. Member dividends do not apply to the Accord D financing program.
Last update: October 10, 2008
Rates are subject to change without prior notice. Rates may vary according to your credit rating, the amount borrowed, guarantees offered and other factor. Certain conditions apply.
These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses. Auto dealerships and used car dealers offering Desjardins financing may offer a different rate.
For additional information, please contact an advisor at a caisse.
