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Auto loan

These are the current rates for each of our financing products, the amount you need to buy your new or used vehicle, and for each term.

Current rates on February 9, 2012

Desjardins Ready-to-Drive Loan - Fixed or variable rate¹

Secured loan (instalment contract) available exclusively from merchants and dealerships
Amount	Interest rate*
$5,000 or more	Rate varies depending on term, type of vehicle and loan amount Contact your merchant for current rates
Find out more about the Desjardins Ready-to-Drive Loan

* Certain conditions apply.

Secured Desjardins Auto+ Loan (installment contract – $12,501 or more) – Variable rate¹

Amount	Interest rate*
$12,501 or more	6.24%

* Certain conditions apply.

Secured Desjardins Auto+ Loan (installment contract – $12,501 or more) – Fixed rate¹

Amount	Term	Interest rate*
$12,501 to $14,999	1 to 5 years	7.89%
$15,000 or more	1 to 5 years	7.89%

* Certain conditions apply.

Accord D financing between $500 and $4,999 – Fixed rate

Term	Interest rate
1 year	14.75%
2 years	14.75%
3 years	14.75%
4 years	14.75%
5 years	14.75%

Accord D financing between $5,000 and $12,500 – Fixed rate

Term	Interest rate
1 year	13.00%
2 years	13.25%
3 years	13.25%
4 years	13.50%
5 years	13.75%

To find out more about the term best suited to your needs, call 1-800-CAISSES (1-800-224-7737) or contact an advisor at a caisse.

Versatile Line of Credit option

The Versatile Line of Credit Mortgage-secured line of credit that lets you finance your home, carry out projects and manage your loans and credit at an attractive rate by diversifying your payment dates. Find out more about the Versatile Line of Credit.

Multiproject Option

The Multiproject Option is available exclusively to members with a Desjardins mortgage. Find out more about Multiproject Option.

Last update: February 2, 2012
Rates are subject to change without prior notice. Rates may vary according to your credit rating, the amount borrowed, guarantees offered and other factor. Certain conditions apply.
These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses. Auto dealerships and used car dealers offering Desjardins financing may offer a different rate.
For additional information, please contact an advisor at a caisse.

1. In Ontario, the annual percentage rate (APR) is equal to the posted interest rate, assuming that there are no additional charges applicable to the loan. Should there be such charges, the APR might be different. Does not apply to Accord D financing.