Caisses Desjardins du Québec and Caisses populaires de l'Ontario [Change site]
These are the current rates for each of our financing products, the amount you need to buy your new or used vehicle, and for each term.
Current rates on February 9, 2012
| Secured loan (instalment contract) available exclusively from merchants and dealerships | |
Amount |
Interest rate* |
|---|---|
$5,000 or more |
Rate varies depending on term, type of vehicle and loan amount
Contact your merchant for current rates |
Find out more about the Desjardins Ready-to-Drive Loan |
|
* Certain conditions apply.
Amount |
Interest rate* |
|---|---|
$12,501 or more |
6.24% |
* Certain conditions apply.
Amount |
Term |
Interest rate* |
$12,501 to $14,999 |
1 to 5 years |
7.89% |
|---|---|---|
$15,000 or more |
1 to 5 years |
7.89% |
* Certain conditions apply.
Term |
Interest rate |
|---|---|
1 year |
14.75% |
2 years |
14.75% |
3 years |
14.75% |
4 years |
14.75% |
5 years |
14.75% |
Term |
Interest rate |
|---|---|
1 year |
13.00% |
2 years |
13.25% |
3 years |
13.25% |
4 years |
13.50% |
5 years |
13.75% |
To find out more about the term best suited to your needs, call 1-800-CAISSES (1-800-224-7737) or contact an advisor at a caisse.
Versatile Line of Credit option
The Versatile Line of Credit Mortgage-secured line of credit that lets you finance your home, carry out projects and manage your loans and credit at an attractive rate by diversifying your payment dates. Find out more about the Versatile Line of Credit.
Multiproject Option
The Multiproject Option is available exclusively to members with a Desjardins mortgage. Find out more about Multiproject Option.
To find out more about ways Desjardins can help you finance a car, see Auto loans.
Last update: February 2, 2012
Rates are subject to change without prior notice. Rates may vary according to your credit rating, the amount borrowed, guarantees offered and other factor. Certain conditions apply.
These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses. Auto dealerships and used car dealers offering Desjardins financing may offer a different rate.
For additional information, please contact an advisor at a caisse.
1. In Ontario, the annual percentage rate (APR) is equal to the posted interest rate, assuming that there are no additional charges applicable to the loan. Should there be such charges, the APR might be different. Does not apply to
Accord D financing.
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