Mortgage loan

Thinking about buying a home or renewing your mortgage? Have a look at the rates on our mortgage loans.

Current rates on February 9, 2010

Residential mortgage loan (6 months to 10 years) – Closed fixed rate 

Term	Interest rate
6 months	3.50%
1 year	3.50%
2 years	3.75%
3 years	4.15%
4 years	5.04%
5 years	5.39%
7 years	6.60%
10 years	6.75%

Residential mortgage loan – Open fixed rate 

Term	Interest rate
6 months	6.45%
1 year	6.55%

Variable rate residential mortgages 

Open regular variable rate	Closed reduced variable rate	Closed protected variable rate1	"5-in-1" Yearly Fixed-Rate Resetter (closed)2
3.25%	2.25%	3.25%	3.00%

1. Protected rate ceiling is 5.84%.
2. Rate may change on each loan anniversary date. A promotional rate may apply to year 1.

Line of credit with security of mortgage

Type	Interest rate
Versatile Line of Credit ($25,000 or more)	Contact an advisor at a caisse for the current rates.

Find out more about the Multiproject Option

To find out more about the wide range of mortgage loans, options and programs available, read the Mortgage loan section.

Last update: February 3, 2010
Rates are subject to change without prior notice. Rates may vary according to your credit rating, the amount borrowed, guarantees offered and other factor. Certain conditions apply.
These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.
For additional information, please contact an advisor at a caisse.