Home > Rates and returns > Interest rates on accounts and on savings and investment products > Term Savings

Term Savings

These are the current rates for each term.

Current rates on February 7, 2012

Registered plans: RRSP, FTA, LIRA and locked-in RRSP, RRIF, LIF, TFSA
Non-registered plans

Term savings (less than one year)
Minimum deposit: $5,000

Term	Rate
30-59 days	0.40%
60-89 days	0.50%
90-119 days	0.60%
120-179 days	0.65%
180-269 days	0.80%
270-364 days	0.80%

Term savings (1 to 10 years)
Minimum deposit: $1,000 (non-registered plans)
Minimum deposit: $500 (registered plans)

Term	Rate
1 year	0.90%
2 years	1.25%
3 years	1.40%
4 years	1.60%
5 years	1.85%
6 years	1.85%
7 years	2.00%
8 years	2.10%
9 years	2.15%
10 years	2.25%

Last update: February 2, 2012
Rates may change without notice. Certain conditions apply.
These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.