Accounts

These are the current rates for our savings accounts.

Current rates on November 22, 2009


Regular savings
Account
Interest rate
Daily interest
0.05%
RRSP/RRIF/LIF
0.10%

High-Yield Account
Amount
Interest rate1
$0 to $4,999
0.00%
$5,000 to $9,999
0.05%
$10,000 to $24,999
0.10%
$25,000 to $59,999
0.15%
$60,000 to $99,999
0.15%
$100,000 or more
0.20%
1. Amounts from $0 to $59,999: interest is calculated on the total balance.
Amounts of $60,000 and over: interest is calculated on the amount exceeding the minimum balance.

Build-Up Savings Account
Amount
Interest rate2
$0 to $999
0.00%
$1,000 to $1,999
0.05%
$2,000 to $3,999
0.05%
$4,000 to $9,999
0.05%
$10,000 or more
0.10%
2. Interest is calculated on the amount exceeding the minimum balance.

TFSA Savings Account
Amount
Interest rate3
$0 to $4,999.99
0.50%
$5,000 to $9,999.99
0.75%
$10,000 to $24,999.99
0.75%
$25,000 to $59,999.99
0.75%
$60,000 or more
0.75%
3. Interest is based on the total balance.

Desjardins Enhanced Investment Account
Amount
Interest rate4
$0 to $4,999.99
0.00%
$5,000 to $24,999.99
0.15%
$25,000 to $49,999.99
0.25%
$50,000 to $99,999.99
0.50%
$100,000 or more
0.75%
4. Interest is based on the total balance.

Desjardins Youth Profit Account
Amount
Interest rate5
$0 to $199
0.05%
$200 to $499
0.05%
$500 to $999
0.10%
$1,000 or more
0.10%
5. Interest is calculated on the amount exceeding the minimum balance.

Personal Chequing Account

No interest is payable on this type of account.

Find out more about accounts


Last update: November 20, 2009
Rates may change without notice. Certain conditions apply.
These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.