Stock Market-Indexed Guaranteed Investment - International Index

Track your market-linked guaranteed investments on the stock market.

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Last update: November 21, 2008

Stock Market-Indexed Guaranteed Investment - International Index - November 20, 2008

Issue date (deposit agreement)	Term / Fixed return (F) (note 1)	Initial index level	Index level	Cumulative appreciation (note 2)	Maximum appreciation at maturity (note 4)
January 22, 2008	5 years	100.00	100.00	0.0%	45%
January 23, 2008	5 years	100.00	58.68	0.0%	Unlimited
January 22, 2008	7 years (F)	100.00	58.68	0.0%	Unlimited
November 20, 2007	5 years	100.00	100.00	0.0%	45%
November 21, 2007	5 years	100.00	55.18	0.0%	Unlimited
November 20, 2007	7 years (F)	100.00	55.18	0.0%	Unlimited
September 19, 2007	5 years	100.00	100.00	0.0%	40%
September 19, 2007	5 years	100.00	55.40	0.0%	Unlimited
September 18, 2007	7 years (F)	100.00	55.40	0.0%	Unlimited
June 20, 2007	5 years	100.00	100.00	0.0%	40%
June 20, 2007	5 years	100.00	54.47	0.0%	Unlimited
June 19, 2007	7 years (F)	100.00	54.47	0.0%	Unlimited
March 21, 2007	5 years	100.00	100.00	0.0%	38%
March 20, 2007	7 years (F)	100.00	59.16	0.0%	Unlimited
January 24, 2007	5 years	100.00	100.00	0.0%	41%
January 23, 2007	7 years (F)	100.00	58.25	0.0%	Unlimited
November 13, 2006	5 years	100.00	59.69	0.0%	44%
November 15, 2006	7 years (F)	100.00	59.69	0.0%	Unlimited
September 12, 2006	5 years	100.00	63.45	0.0%	44%
September 12, 2006	7 years (F)	100.00	63.45	0.0%	Unlimited
June 20, 2006	5 years	100.00	69.04	0.0%	43%
June 20, 2006	7 years	100.00	69.04	0.0%	Unlimited
March 26, 2006	5 years	100.00	62.65	0.0%	41%
March 26, 2006	7 years	100.00	62.65	0.0%	Unlimited
January 22, 2006	5 years	100.00	64.36	0.0%	41%
January 23, 2006	7 years	100.00	64.36	0.0%	Unlimited
November 20, 2005	5 years	100.00	70.14	0.0%	41%
September 12, 2005	5 years	100.00	70.15	0.0%	41%
June 18, 2005	5 years	100.00	75.72	0.0%	41%
March 26, 2005	5 years	100.00	77.83	0.0%	41%
March 27, 2005	7 years (F)	100.00	77.83	0.0%	Unlimited
January 16, 2005	5 years	100.00	81.16	0.0%	41%
November 14, 2004	5 years	100.00	83.41	0.0%	41%
September 5, 2004	5 years	100.00	81.85	0.0%	43%
June 12, 2004	5 years	100.00	80.15	0.0%	41%
March 21, 2004	5 years	100.00	80.73	0.0%	45%
January 17, 2004	5 years	100.00	80.73	0.0%	45%
November 15, 2003	5 years	100.00	111.13	11.128% as at 15-11-2008	Note 5

See current issue

1. Certain issues are available with a fixed return option, which enables you to freeze the index level if you anticipate a favourable return at maturity. This level will help in the calculation at the end of the term. Consult your deposit agreement to find out when you may select this option.

2. The indicated percentage represents the appreciation of the index in relation to its initial level. This appreciation takes into account the characteristics of each indexed term savings product: it was raised for issues with a participation rate over 100%, and also considers participation rates that are lower than the index growth, if applicable. The appreciation also takes into account, if applicable, the annual higher and lower limits stipulated in the deposit agreement. Your capital is guaranteed but the return may be nil. The return indicated (not expressed as an annual compound return) illustrates the trends of the various issues.

4. Maximum appreciation at maturity: certain issues have ceilings that determine the maximum amount you may receive at maturity.

5. This term savings has matured. The indicated return (not expressed as an annual compund return) is guaranteed and the interest has been paid to you.