Caisses Desjardins du Québec and Caisses populaires de l'Ontario [Change site]
Energy and Base Metals Guaranteed Investment
The name of this product is now the Natural Resource Guaranteed Investment.
Raw materials price trends determine what returns will be paid at maturity on Energy and Base Metals Guaranteed Investment.
Weekly update
Last update: February 3, 2012
Issue date (investment agreement) |
Term
|
Initial index level |
Index level |
Cumulative appreciation
(note 2)
|
Maximum appreciation at maturity
(note 4)
|
|---|---|---|---|---|---|
June 19, 2007 |
5 years
|
100.00
|
109.43
|
11.8%
|
Unlimited
|
March 20, 2007 |
5 years
|
100.00
|
123.35
(Note 6)
|
28.0%
|
Unlimited
|
January 23, 2007 |
5 years
|
100.00
|
147.74
|
52.512%
as at 23-01-2012
|
Note 5
|
 |
|||||
2. The indicated percentage represents the appreciation of the index in relation to its initial level. This appreciation takes into account the characteristics of each indexed term savings product: it was raised for issues with a participation rate over 100%, and also considers participation rates that are lower than the index growth, if applicable. The appreciation also takes into account, if applicable, the annual higher and lower limits stipulated in the deposit agreement. Your capital is guaranteed but the return may be nil. The return indicated (not expressed as an annual compound return) illustrates the trends of the various issues.
4. Maximum appreciation at maturity: certain issues have ceilings that determine the maximum amount you may receive at maturity.
5. This term savings has matured. The indicated return (not expressed as an annual compund return) is guaranteed and the interest has been paid to you.
6. This product will mature shortly; the current valuation of the index level includes all readings to date that will be taken into account when calculating the average of the last three months to determine the closing index, as stipulated in the deposit agreement.
