Duo Desjardins Guaranteed Investment – Investment of $25,000 and more

Track your market-linked guaranteed investments on the stock market.

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Last update: November 18, 2008

Duo Desjardins Guaranteed Investment – Investment of $25,000 and more - October 31, 2008

Issue date (deposit agreement)	Term	Initial index level	Index level	Cumulative appreciation (note 2)	Maximum appreciation at maturity (note 4)
September 13, 2008	3.5 years	100.00	100.21	0.2%	Unlimited
September 14, 2008	5 years	100.00	100.23	0.2%	Unlimited
June 15, 2008	5 years	100.00	100.69	0.7%	Unlimited
March 16, 2008	5 years	100.00	101.24	1.2%	Unlimited

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2. The indicated percentage represents the appreciation of the index in relation to its initial level. This appreciation takes into account the characteristics of each indexed term savings product: it was raised for issues with a participation rate over 100%, and also considers participation rates that are lower than the index growth, if applicable. The appreciation also takes into account, if applicable, the annual higher and lower limits stipulated in the deposit agreement. Your capital is guaranteed but the return may be nil. The return indicated (not expressed as an annual compound return) illustrates the trends of the various issues.

4. Maximum appreciation at maturity: certain issues have ceilings that determine the maximum amount you may receive at maturity.