Help - Loan Insurance

Loan Insurance covers your loan payments in the event of disability and settles the debt in full in the event of death.

Advantages

• It's simple: in most cases, all you have to do is answer a few questions.
• The premium decreases as the loan is repaid.
• The loan is covered for the duration of the disability.
• Provides free access to the following telephone assistance services: Legal Assistance, Domestic Assistance, Desjardins Succession Settlement Assistance service.

The cost of Loan Insurance (known as the "premium") is expressed as an interest surcharge added to the basic interest rate. The premium is calculated on the basis of the balance owing on the loan, so it decreases along with the loan balance.

To learn more about Loan Insurance, go to the Life and health insurance section of the Desjardins Web site or visit your caisse.