Two types of member dividends

There are two types of member dividends:

• Individual member dividends are paid to each individual or business member in proportion to their use of their cooperative's products and services.
• Collective member dividends are paid into a fund in order to support local community projects.

See an example of how member dividends are calculated for individual members
See an example of how member dividends are calculated for business members

In accordance with provincial legislation, certain conditions regarding member dividends may differ in Ontario. Please contact your caisse or your Desjardins Credit Union branch for further information.