Unused contribution room RRSP loan

If you haven't made your maximum allowable contributions each year, the difference has been carried forward since 1991¹ as unused contribution room, which you can use to contribute at any time.

Features

• Low rates.
• Terms up to 10 years, depending on loan amount.

Advantages

• You determine the frequency of the payments: weekly, every two weeks or monthly.
• Pay your Accord D Desjardins RRSP financing ahead of schedule, with your income tax refund for example, in whole or in part and without penalty.
• Substantial income tax refund.
• Loan insurance (death and disability) available.

	By phone (Members and non-members)	Montreal area: 514-522-2373 Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)
	At the caisse (Members and non-members)	Make an appointment with a caisse advisor: online by phone
		Documents to bring to your meeting

1. To find out more about your unused RRSP room limit, consult your CRA (Canada Revenue Agency) notice of assessment.