Accord D RRSP financing

Borrowing to contribute to your RRSP could be beneficial. The real cost of the loan is offset by your income tax savings, and, of course, by the investment income that accumulates tax free.

Accord D RRSP financing¹ compares favourably with the RRSP loan. The interest rate is as good as that on a Desjardins RRSP loan. Accord D financing is the ideal solution for your RRSP contribution or if you want to invest the loan amount in a Desjardins investment vehicle².

Features

• Interest rate as good as that on an RRSP loan³. View interest rates
• Accord D RRSP financing rate is separate from the rate applicable to your current transactions on your VISA Desjardins card.
• Payments in equal instalments over a 12- to 60-month period, depending on the amount required and included in the minimum amount due on your VISA Desjardins card.

Advantages

• Application processed in less than 15 minutes⁴.
• Death and disability coverage⁵ only for the primary accountholder is automatically included. No other form of financing offers you this advantage!
• You can take advantage of a six-month period to defer payment of the principal on your financing until you get your income tax refund (if you are eligible for such a refund).
• Pay your Accord D Desjardins RRSP financing ahead of schedule at any time, without penalty.

	Online (Members)	AccèsD Internet users: Log on to AccèsD Follow the instructions on the appropriate page. AccèsD Internet non-users: Fill out the form
	By phone (Members and non-members)	Montreal area: 514-522-2373 Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)
	At the caisse (Members and non-members)	Make an appointment with a caisse advisor: online by phone
		Documents to bring to your meeting

1. Subject to approval by the Desjardins Card Services credit department.
2. Borrowing to invest is a leverage opportunity. If the loan amount is invested in investment funds, the risk is even higher. See a Mutual Funds Representative to find out more.
3. Cash advance must be invested in a Desjardins investment vehicle to benefit from this rate.
4. During Desjardins Card Services credit department business hours.
5. Insurance coverages are underwritten by Desjardins Financial Security Life Assurance Company. Certain conditions and restrictions apply.