Caisses Desjardins du Québec and Caisses populaires de l'Ontario [Change site]

Accord D in-branch financing

Accord D financing

The advance is automatically deposited into your caisse account1.

Interest rate
Fixed rate between 13.00% and 14.75% based on financing amount and term.
See current rates.
Amount available
  • Amounts up to $50,000 may also be available to you.
  • Available on your VISA Desjardins card without affecting your current credit limit.
Repayment
  • Payments in equal monthly instalments, included in the minimum amount due on your VISA Desjardins card.
  • No prepayment penalties: Pay off your loan whenever you want, in part or in full, without being charged extra fees.
Terms
6 months to 5 years based on amount requested.
Access to funds
  • Apply for financing on AccèsD Internet 24/7, by phone at 1-800-CAISSES or at your caisse.
  • Application processed in less than 15 minutes2 whether or not you are a Desjardins VISA credit card holder.
  • Financing is deposited automatically in your Personal Chequing Account (PCA) at the caisse.
Possible uses
  • Pay unexpected expenses.
  • Renovate your home.
  • Take a vacation.
  • Accessorize and maintain your car.
  • Purchase household appliances, furniture, electronics and sporting goods.
  • Pay for dental care.
  • Install a swimming pool.
  • Contribute to your RRSP.
  • Buy a used car.
Other
  • Death and disability coverage3 included for the VISA Desjardins primary accountholder only.
  • No administration fees.
  • Get a paper or online monthly statement of account.

Compare the personal loan with Accord D financing

How to get this product
Online Online
(Members)
By phone By phone
(Members)
Montreal area: 514-522-2373
Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)
At the caisse At the caisse
Make an appointment with a caisse advisor:
Documents to bring to your meeting.

  1. Subject to approval by the Desjardins Card Services credit department. Available at participating caisses only. You must be a Desjardins caisse member.
  2. During business hours of the Desjardins Card Services credit department.
  3. Insurance coverages are underwritten by Desjardins Financial Security Life Assurance Company. Certain conditions and restrictions apply.

Interest rate

Accord D financing – Fixed rate*
As of November 21, 2009
Amount
Rate
$500 to $4,999
14.75%
$5,000 to $12,500
13.00%
$12,501 to $50,000
11.00%**
* 1-year term
** Rate for 1-year term for $40,001 or more

Other rates - Accord D financing

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