Accord D financing

You know it exists, but you've never used it?

Desjardins is the only financial institution on the market to offer a simple, fast and flexible financing solution that lets you carry out a myriad of personal projects.

Accord D financing is ideal for paying for your renovations, travels, car maintenance, furniture or home entertainment system, or for investing in an RRSP. What are your plans?

Two ways of using Accord D financing

• As cash advances automatically deposited into your caisse account¹.
• To finance your purchase in store².

Features

Cash advance

• Interest rate as good as that on a caisse personal loan. View interest rates
• Already available on your VISA Desjardins card without affecting your current credit limit.
• Interest rate separate from the VISA Desjardins card rate.
• Equal payments over a 6- to 60-month period, depending on the amount requested.
• Possibility to pay the amount, in whole or in part, ahead of schedule, at anytime, without penalty.

In-store financing

• financing available in store.
• 0% interest rate at certain retailers².
• Possibility to pay the amount, in whole or in part, ahead of schedule, at anytime, without penalty.

Advantages

Cash advance

• Applications are processed within a few minutes³, whether or not the applicant is a VISA Desjardins cardholder.
• For cash financing requests:
• the amount is deposited automatically in the member's Personal Chequing Account (PCA) or Regular Savings (RRSP RS) Account at the caisse;
• death and disability coverage⁴ only for the primary accountholder is automatically included. No other form of financing offers you this advantage!
• Available 24/7 through AccesD Internet.
• No administration fees.
• Paper or electronic monthly statement of account

In-store financing

• financing application only takes a few minutes to complete with your sales representative at the store.
• Accumulate BONUSDOLLARS on Accord D transactions made at participating retailers.
• Flexible payment options.
• Paper or electronic monthly statement of account

	Online (Members)	AccèsD Internet users: Log on to AccèsD Follow the instructions on the appropriate page. AccèsD Internet non-users: Accord D financing: Fill out the form Accord D RRSP financing: Fill out the form
	By phone (Members)	Montreal area: 514-JACCÈSD (514-522-2373) Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)
	At the caisse (Members and non-members)	Make an appointment with a caisse advisor online. Make an appointment with a caisse advisor by phone.
	In store (Members and non-members)	At participating retailers2

1. Subject to approval by the Desjardins Card Services credit department. Available at participating caisses only. You must be a Desjardins caisse member.
2. Certain conditions apply (details in store).
3. During business hours of the Desjardins Card Services credit department.
4. Insurance coverages are underwritten by Desjardins Financial Security Life Assurance Company. Certain conditions and restrictions apply.